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Mon, Jul 14th, 2014, 05:45 PM #1
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- Regina, Saskatchewan
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I was on MSN today and they had a great article on how small budget items can break your budget. They include:
- banking fees
- credit card fees
- magazine subscriptions
- water heater rentals
- dry cleaning
- gym club memberships
- land line phones
- transit tickets (rather than a monthly pass)
I have bolded the less obvious ones on this list.
Also convenience fees are mentioned in other articles. For example when a SaskTel recording says " for.75 cents we will complete your call" or "for .50 cents we will notify you when the busy line becomes available."This thread is currently associated with: N/A
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Mon, Jul 14th, 2014, 06:05 PM #2
- Join Date
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Those are good.
I stopped buying magazines years ago - yes, I miss some of them, but just so unnecessary an expense.
When I stopped teaching, no more dry cleaning expenses for some dresses and suits was a big savings.
Now, it's just occasionally for a coat or jacket.
We have a landline phone, no cell phone, so it's a necessary cost for us.
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Mon, Jul 14th, 2014, 09:49 PM #3
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- Jan 2012
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- SOUTHERN ONTARIO
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Love this
I would add anything from the dollar store
It won't last it won't work therefore it's not worth it.
I avoid the dollar stores at all cost. I see my mom go in and come out $50 or more less money in the bank crazy
Especially since most of items could be found under a dollar elsewhereJOIN NOW WIN BIG in the Survivor Pool starting in the Spring
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Mon, Jul 14th, 2014, 10:54 PM #4
- Join Date
- May 2011
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- On the verge of indecision
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Landlines can be better than cell phones depending on where you are. Out in the sticks where cell phone coverage is spotty..land lines are needed.
I'm close to my local town..but H3ll is the best carrier..Blodgers has large non-useable areas. And the smaller companies just don't have much coverage this close to Montreal.
Short answer : no Long answer : NOOOOOOOOOOO!
Welcome to the Penguinocracy..One Penguin, One vote..I am The Penguin..I have the One Vote
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Tue, Jul 15th, 2014, 12:21 AM #5
- Join Date
- May 2011
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- South Eastern Ontario
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Coffee!!! we just got rid if our landline. Thinking about buying a hot water heater.
"There are more important things--friendship and bravery...."
-Hermione Granger
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Tue, Jul 15th, 2014, 09:57 AM #6
I so agree about the coffee. I am down to buying one a week, its my Saturday treat. we just ditched our cogeco phone and now pay 4.00 a month for ooma. we have kids with no phone so were not ready to give up the landline., But for 4.00 I cant complain.
Last edited by lilo0003; Tue, Jul 15th, 2014 at 09:59 AM.
Friends don't let real friends pay full price.
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Tue, Jul 15th, 2014, 10:14 AM #7
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Water heater rentals can be better than buying if they come with free repairs. Ours has been a nightmare since they put a new rental in, they have repaired it 4 times and gave up and put a new one in again. We didn't pay a cent for repairs but would have if we owned it, the invoice for the part on the 2nd repair was $450
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Tue, Jul 15th, 2014, 11:15 AM #8
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- Apr 2013
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- North of Toronto
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And some areas have hard water and it is silly to buy your own as it reduces its life
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Tue, Jul 15th, 2014, 01:59 PM #9
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- SK
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About coffee, we've just never gotten into buying coffees out - neither fancy nor simple.
Always have just made it at home - husband takes his big cup to work.
I never understood the fascination of it all... so we've saved a lot of money that way.
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Tue, Jul 15th, 2014, 02:25 PM #10
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Tue, Jul 15th, 2014, 02:58 PM #11
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I walk through Union Station and see the long line of people waiting
I get maybe 2-3 teas from Timmies myself in a week but you couldn't pay me to stand in a line like that
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Tue, Jul 15th, 2014, 05:02 PM #12
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Tue, Jul 15th, 2014, 05:31 PM #13
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We keep our landline (well VOIP through Vonage) because we make a lot of international calls, and long ones, I think nothing of chatting to my sisters for an hour at 4c/min but on my cell I would hate that bill
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Tue, Jul 15th, 2014, 05:40 PM #14
I've been trying to get DH to agree to drop our landline. $40+ a month just isn't worth it. We both have cells so we barely use it.
I agree with coffee, etc. out, we've agreed to limit ourselves to 1 a week (besides I don't need more ice Capps than that. Lol)
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Tue, Jul 15th, 2014, 06:07 PM #15
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