Equifax (Home Depot) : FREE Credit score & Plan for 12 months - STEPS Below

[tjthemanto]

http://consumer.equifax.ca/thd/

Just called to get my FREE promo code for the Equifax , Home Depot breach. They just asked my name & nothing else , & gave me the promo code.

I did shop at Home Depot for paint supplies this whole summer. But they didn't ask me anything about it. So I guess they give it to anyone, whether you shopped at Home Depot or not , which is weird.

You get your detailed credit report , credit score , credit inquiries , credit monitoring , credit inquiries everything . The value is $ 200/year , but you get it for FREE , without any further obligation .

STEPS :

1. Call the below numbers for your FREE code

English: 1-866-205-0679 Français: 1-866-466-9577

They will just ask your name & give you a 12 digit promo FREE code.
Do not give any other info like SIN , Credit Card etc ( they won't ask for it anyways ) . They already know about the promo, & straight away they will ask you if you are calling about the Home Depot breach.

2. Go to the EQUIFAX site below & create a user account & enter the FREE 12 digit numeric promo code.

http://consumer.equifax.ca/thd/

Very Important : DO NOT ENTER your SIN or Credit Card Info when you sign up , above.

Thats it & you are good to go . There is NO obligation after the free trial is up & it won't auto renew.

After 12 months it will expire and if you want to continue , you can give your CC and do that , otherwise you just walk away without any issues.

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My credit score was exactly 800 ..Not that great but better than 70 % of the population. Seeing my credit score for the first time ..ha ha.

It goes from 300 - 900

[neelkamalll1979]

Thank you. I will call tomorrow and update this post.

***UPDATE***

I was finally able to get the right promo code after a lot of back and forth. The first code was expired so had to call for a second code. Then I went to the wrong site...blah blah blah...user error. Anyways, it works. Thanks OP!

[neelkamalll1979]

My credit score was exactly 800 ..Not that great but better than 70 % of the population. Seeing my credit score for the first time ..ha ha.

It goes from 300 - 900

A score over 760 is considered excellent

I want to rep you but I need to spread the love before I can...boo

[tjthemanto]

A score over 760 is considered excellent

I want to rep you but I need to spread the love before I can...boo

NP

At the bottom of the screen you can print the report or go into detail into your report.

You will see in detail , all the credit inquiries made on your file by various people.

hard inquiries , soft inquiries etc. the age of your CC accounts etc . Your employer. Your bank accounts etc.

scary how much info they have on you ..ha ha

[Shwa Girl]

nice!

[macw1960]

Thanks.

[hirev]

A score of 800 is amazing. Its hard to get really much higher then that unless you own multiple properties/businesses and have large amounts of money and everything is perfect

[tjthemanto]

The call goes to a call centre overseas , and just takes a couple of mins.

They will just read of a script for a minute or so , after giving the 12 digit promo code, like go to this site , blah blah..

Basically they tell you what you already know for a minute or so, they are just doing their job , so bear with them for a minute or so , listen to their script and get your promo code and you are done..ha ha.

Then create your free account at the link in the first post.

[tjthemanto]

A score of 800 is amazing. Its hard to get really much higher then that unless you own multiple properties/businesses and have large amounts of money and everything is perfect

Yeah, its kind of hard to go above that. Sometimes using less credit is also a problem.

Sometimes borrowing more money and paying it off in time gives you a better score than borrowing less and paying it off.

[AmieT]

Thank you.

[tjthemanto]

got another code today for a family member , their score is also good

[KDivers]

I don't think it is worth it.