1QBank is a online banking service offered by KEB, CDIC member, with over 30 years of history in Canada. It benchmarks itself with Tangerine (formerly ING Direct).

Currently they are offering $10 free sign-up bonus for anyone who signs up.
Just simple steps on your phone and you can receive $10.

Android:
1. search '1QBank' on Playstore to download
2. sign-up
3. select 'INSTAcard'
4. at last section before checking all terms and conditions in the REFERRAL section, select agent code and type 4162275587 for the promo

I-phone:
1. visit 1qbank's website (1qbank..ca)
2. go to link App download and scan for IOS QR Code and download the app
3. sign-up
4. select 'INSTAcard'
5. at the last section before checking all terms and conditions in the REFERRAL section, select option for agent code and type 4162275587 for the promo


There is more..
After you sign-up, you can refer your friends with your user ID for your friends to receive $10 and for you to receive extra $5 per every referral. No Limits.

Also they are offering Savings account rate of 1.30% and their 1Q Dream FID (Free Installment Deposit) yields up to 3.10% and their INSTAcard service fees are FREE til December 2015.