Top Cash Back Credit Card (free $100 gift card)

[Dan in Canada]

Scotiabank Momentum Visa Infinite is the top cash back credit card in the country and has won several media awards for being so lucrative.

It offers:
- 4% cash back on all gas and groceries
- 2% cash back on all recurring payments and drug store purchases
- 1% cash back on everything else

I have the card myself and love it, last year I earned almost $600 in cash back. It has an annual fee of $99 but Scotiabank waives it for the first year.

Rate Supermarket is offering a $100 gift card for anyone who signs up now to their choice of Amazon, Starbucks, Future Shop or the Ultimate Dining Card (Swiss Chalet, Montana's, Kelsey's, Harvey's or Milestones). With the first year fee waived this means you can get $200 savings right now.

Click here to get the card and a $100 gift card

[chillys-willy]

Yes, I have this credit card. I like it but just beware that it is a fee based credit card. $100/year I believe.

[Dan in Canada]

Yes, I have this credit card. I like it but just beware that it is a fee based credit card. $100/year I believe.

You're right, the annual fee is $99 which is waived the first year. It's ranked the top cash back credit card in the country (both fee and no fee)