I have recently applied (February it was received) although I have been off work for some time. I have had two children since I left work in 2009. I don't think my Dr put enough information on my medical report. I am wondering about a few things:

1. How long did it take you to hear that you were accepted, denied, or needed more information? If they need more information will they ask or do they deny you?

2. If I am approved will they pay retroactive up to 12 months if I had sent in the caring for child forms (why I didn't apply sooner). If they did, does this come in a lump-sum and if so is tax taken off?

3. If I am approved and get the children's benefit as well for my children-I believe this is non-taxable although the regular CPP disability payments are taxable. Does the children's part count as income though at the end of the year?

4. Any experiences, suggestions, tips, etc would be most welcome. I feel very left in the dark.

Thank you.