thoughts on the pc world elite mastercard at shoppers??

[SmartUx]

How long is it taking on average to see PC points (not Plus points) to be posted to the PC Plus account. I've several transactions from mid last week with no points posted yet... All on PC MC World Elite.

[Silk]

As I understand it this card only earns PC points. So when you use it at SDM, you will be earning PC points, not Optimum points.

http://www.pcfinancial.ca/whyjoin3/

Silk

[Meeeks85]

I had an upgrade as well from the world to elite, no free pts.


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[Cuckoobird]

As I understand it this card only earns PC points. So when you use it at SDM, you will be earning PC points, not Optimum points.

http://www.pcfinancial.ca/whyjoin3/

Silk

Yes that is correct. You will earn 30 PC points for every dollar spent at SDM, no optimum points.

[Silk]

Yes that is correct. You will earn 30 PC points for every dollar spent at SDM, no optimum points.

Thanks- with people talking about dumping the RBC Optimum MC, I initially thought it would earn both - or at least the PC points could be converted to optimum points

Silk

[Bargain Seeker]

I already earn so much Optimum points that it makes sense for me to use my Elite card at Shoppers and ditch my RBC card. This way I can get points for produce and things that Shoppers does not sell.

[uanoor]

Ok I checked income requirement for that card and thats quite high for us $75 K. How you deal with that if you don't meet that requirement. Want to apply but don't think they will approve.

[bryceton]

Ok I checked income requirement for that card and thats quite high for us $75 K. How you deal with that if you don't meet that requirement. Want to apply but don't think they will approve.

well.. you def shouldnt but... they dont verify income (just employment) as long as you state you make 70k or 120k household income and you have ok credit you can get the card.. I think thats how some are getting the card. or perhaps some still live at home with the parents so wouldnt necc be lieing with combined household income..

note: I mentioned this before.. but if you state your income is less than 70k/120k you wont get the card pretty much no matter what. (very very YMMV)
apparently if you use the card very much they can waive the income requirement for upgrading but thats only in special cases

[uanoor]

Thank, too complicated. Ok happy with current PC card + RBC optimum M.C. Not worth all this for few extra points. Hopefully some day we will really have 120K household income. LOL

well.. you def shouldnt but... they dont verify income (just employment) as long as you state you make 70k or 120k household income and you have ok credit you can get the card.. I think thats how some are getting the card. or perhaps some still live at home with the parents so wouldnt necc be lieing with combined household income..

note: I mentioned this before.. but if you state your income is less than 70k/120k you wont get the card pretty much no matter what. (very very YMMV)
apparently if you use the card very much they can waive the income requirement for upgrading but thats only in special cases

[maple7]

I activated a new pc financial world elite masterday today . Has anyone bought a nonSDM giftcard yet to see if you receive points for them? I see @amira84 confirming the SDM giftcard points .

[amira84]

I activated a new pc financial world elite masterday today . Has anyone bought a nonSDM giftcard yet to see if you receive points for them? I see @amira84 confirming the SDM giftcard points .

@maple7

O maple! I love you! Every time i go to my RCSS and look at the gift card wall, your name comes in my mind. I have been trying so hard to buy any other retailor gift card but i have thought very hard about where do we spend most of our money and the only answers i get is online bill payments, rcss grocery, sdm grocery and just a little bit here and there.

I think i'll buy a $100 They Bay gift card JUST BECAUSE my dear maple7 put that great idea in my mind. I'll use that gift card later in my life. Lol.

[maple7]

@maple7

O maple! I love you! Every time i go to my RCSS and look at the gift card wall, your name comes in my mind. I have been trying so hard to buy any other retailor gift card but i have thought very hard about where do we spend most of our money and the only answers i get is online bill payments, rcss grocery, sdm grocery and just a little bit here and there.

I think i'll buy a $100 They Bay gift card JUST BECAUSE my dear maple7 put that great idea in my mind. I'll use that gift card later in my life. Lol.

lol @amira84 , don't buy a giftcard unless you are sure you want it. I hope to shop SDM on Wednesday (it's usually my best sdm personal offer day) so will try purchasing either a gas card or something $25 or less if no one posts about their success or failure. My usual mastercard earns 2% back on all charges which includes giftcards so at the moment I see no reason why pc financial would be scrutinizing purchases and excluding them. But I guess we will see.

btw, I think of you every time I plan makeup purchases! lol

[maple7]

lol @amira84, don't buy a giftcard unless you are sure you want it. I hope to shop SDM on Wednesday (it's usually my best sdm personal offer day) so will try purchasing either a gas card or something $25 or less if no one posts about their success or failure. My usual mastercard earns 2% back on all charges which includes giftcards so at the moment I see no reason why pc financial would be scrutinizing purchases and excluding them. But I guess we will see.

btw, I think of you every time I plan makeup purchases! lol

Bought an itunes card at Shoppers yesterday but looks like I need to wait til my mastercard statement cut off (the 13th) to see the pc points ... I assume this is how it works??? I'm new to pc financial so I don't know their process yet. Anyway, I'm hoping for a confirmation before the Shoppers gift card promo ... if there is one this year.

[amira84]

Bought an itunes card at Shoppers yesterday but looks like I need to wait til my mastercard statement cut off (the 13th) to see the pc points ... I assume this is how it works??? I'm new to pc financial so I don't know their process yet. Anyway, I'm hoping for a confirmation before the Shoppers gift card promo ... if there is one this year.

The way it works is that you can see your pcpoints on your pcplus account associated with this mastercard. Let's say i have their pcmc (i do have their MC) and my email address [email protected] (dont send emails on it. Its just an example. is associated with this mastercard. I can log in to pcplus.ca using this email address and i can see my pcpoints associated with this card.
PCPLUS points are awarded right away but mastercard rewards are awarded after a few days.
now let's talk about loblaws/sdm rewards on this card because we get 30x points for these stores. We get 20x pcpoints after a few days in my [email protected] pcplus account. The other 10x points are awarded with other retail shopping mastercard rewards collectively after a few days.

Here's a couple pictures of my pcplus account associated with my MC.

[bryceton]

I activated a new pc financial world elite masterday today . Has anyone bought a nonSDM giftcard yet to see if you receive points for them? I see @amira84 confirming the SDM giftcard points .

Yes absolutely works. PC mastercard has no way of knowing what you bought for the most part..

The only thing it wont work on is prescriptions (different register, *maybe work in certain areas depending on law?). and im assuming canada post kiosks.