I want to start a Summary of all GOOD Credit Card offers, so nobody has to look too hard I copied this from R F D (I'm the original creator) thinking it may benefit some here


Ground Rules
- None of the links are Referral links, so please, don't post any referral links.
- For better offers requiring referral (e.g. AMEX Platinum or Business Gold), simply ask a family/friend or me to refer you
- G C R, their links are blocked by so please Google it
- I'll try to update it monthly, it's work in progress, and I'll try to link to relevant threads if possible
- Let me know any feedbacks or comments


Card-Related Comments
- They're GOOD in my opinion for the WELCOME bonuses (e.g. I should get at least $200+ value), not necessarily good for everyone or daily usage. It also means I will NOT list EVERY card out there (like AMEX SimplyCash or Scotia Momentum)
- You should have decent credit score (700+) and income ($60,000+)
- AMEX Cards are CHARGE cards unless stated otherwise. One can have max. of 2 CREDIT cards + 5+ CHARGE cards
- If you are "churning" the same card (cancel & re-apply), I recommend minimum waiting period of 6 months. I know some do it 3 months, but YMMV. Also, I also suggest holding the card at least 6 months (some say that's when it becomes R1 status in your Credit Report, which looks better than R0, but who knows)


No Fee, or First Year Fee waived (FYF) = one should cancel before renewal)


  • AMEX Air Miles Platinum Credit Card - 2000 AM, after $500 spending. FYF, $65/year after. $15K personal income. $30 cashback
    Discussion
  • You have a personal annual income of $15,000 or more
  • AMEX Gold Rewards - 25,000 AMEX MR points after $500 spending. FYF, $150/year after. $50 Cashback
    Discussion
  • You have an annual personal income or a combined spousal/partner income of $20,000 or more. 2X AMEX MR on Gas/Grocery/Travel/Drugstore
  • AMEX Business Gold - 40,000 AMEX MR points after $5000 spending within 3 months (30,000 points if you do NOT use a referral link). FYF, $250/year after.
    Discussion
  • .
  • Chase Marriott VISA - 50,000 Marriott points after 1st purchase. $120/year, FYF. Get this for No FX Fee transactions (2.5% savings). Or try this alternative 50K link too http://www.marriottrewards.com/cdnelitedm
    Discussion
  • ...
  • TD First Class Travel Visa Infinite is now 40,000 Bonus Points (worth $200) and first year free!. $60 cashback (SourceCode=NTrSD)
    Discussion.
  • Have a minimum annual gross personal income of $60,000 or an annual gross household income of $100,000.
  • CIBC Aerogold Visa Card for Your Business. Application asks for BUSINESS name/profit/info. 20,000 Aeroplan miles after 1st purchase, FYF
    Discussion.
  • Have a minimum household income of $35,000



Has Annual Fee (You pay it for Points)


  • TD Aeroplan Infinite VISA - 15,000 Welcome Aeroplan miles + another 10,000 Aeroplan miles after $1000 spending in 3 months. $60 First year fee, $120 afterwards/ $70 cashback or $60 cashback. source code = CAqD7. source code = NTrSD
    Perkopolis offer - 25K, FYF still , but you don't get / cashback (still a better offer IMO)
    Discussion
  • ... 1.5X Aeroplan on gas, grocery and drugstore. $60,000 annual gross personal income or $100,000 annual household income
  • AMEX Platinum - $699/year, 50K AMEX Membership Rewards points (or 60K MR via referral) after $1000 spending in 3 months
    Discussion
  • You have an annual personal income of at least $40,000 or more.
  • AMEX SPG Credit Card - $30 cashback. 20K SPG points, $120 fee, after $500 spending.
    Discussion
  • You have a personal annual income of $15,000 or more
  • MBNA Alaska Airlines MC - 25,000 Alaska miles upon 1st purchase (?). $75/year. $60 cashback
  • My guess is World Elite card is $70,000 personal or a household income of $120,000. If you make less and got approved, they'll send the non-WE version
  • Capital One Aspire Travel World Elite MasterCard - 10000 points upon approval ($100 value). $120/year. $250 cashback
  • You meet the minimum requirement of either personal income of $70K OR household income of $120K



Good for Travel (In my opinion)


  • AMEX Gold
  • BMO World Elite
  • TD First Class Travel
  • AMEX Platinum - for its lounge benefits



Aeroplan 101
For anyone who needs some help on Aeroplan, please read below links as a start
FAQ: How to Save Money/YQ on Aeroplan Europe redemptions - FlyerTalk Forums
What Is An Aeroplan Mile REALLY Worth? |


8/12/2015 - added RS's article on CC Churning
Churning Credit Cards: The Pros and Cons - MoneyWise