So let me get this straight..the beautiful cousin's father is your father's brother and is a muliti millionaire and was okay with his brother's children going into the foster care system when they...
Liked On: Fri, Nov 1st, 2013, 07:44 AM
We were infested with mice a few years ago. We usually get 1 or 2 in the fall. That year the ones that came in were preggo. By the time we got rid of all of the litters (6 months later) we counted 42...
Liked On: Mon, Sep 9th, 2013, 09:08 PM
Over the years, we've gotten two vehicles from family members - one for us, one for our son - from two different family members. It was always with the clear understanding that it was 'as is' -...
Liked On: Thu, Sep 5th, 2013, 03:07 PM
Why are you so cruel to everyone's stockpiles Vesper?? I can understand why you all dislike people messing with your stockpile! My mom used to call mine her mini store... It drove me insane!!!...
Liked On: Tue, Aug 27th, 2013, 10:43 PM
Tell her she is welcome to come pick the dandelions and make dandelion wine to sell to raise the money to pay for the repair!
Liked On: Wed, Jun 5th, 2013, 11:11 AM
Sorry this happened. Glad you had friends and family to help, right away. Contact the post office on Monday about re-routing mail. Hope your new place is great.
Liked On: Mon, Feb 11th, 2013, 12:49 PM
janyne_a....... smart girl for giving this some serious thought. If you're not working much and don't need the tax deduction, I'd definitely put the money into paying down the mortgage. Working...
Liked On: Wed, Feb 6th, 2013, 09:47 AM
If you choose to pay off the mortgage sooner by reducing your RRSP contributions, you must remember to UP your contributions significantly once the mortgage is paid off!
Liked On: Wed, Feb 6th, 2013, 09:47 AM
Remember, RRSP only delays tax, it does not save it. Paying off the mortgage is a sure-fire savings. Sure, an argument can be made that a high-return RRSP is better, but as far as being able to...
Liked On: Wed, Feb 6th, 2013, 09:47 AM
Another possible option, it to max out your husbands RRSP to get the most refund and put the refund on the mortgage. Just don't forgot to put a little away somewhere for yourself!
Liked On: Wed, Feb 6th, 2013, 09:47 AM
Everyone has some excellent points! Especially ame555, awesome strategy that continues to contribute to retirement savings and paying off your mortgage faster. It is hard to give a good road...
Liked On: Wed, Feb 6th, 2013, 09:47 AM
Both are very important! The best for me is to max the RRSP (when I can) then invest the tax return into the mortgage.. then you have the best of both world!
Liked On: Wed, Feb 6th, 2013, 09:46 AM
I personally go for the aggressive mortgage repayment myself. If my employer was matching my contribution, then it may be different, but they're not and I'm totally inclined to prepay mortgage and...
Liked On: Wed, Feb 6th, 2013, 09:46 AM
I'd do that too in your situation. you said 'with just increasing my mortgage payment by $50 I'd be out of my mortgage 4 years sooner.' but also look at how much less in mortgage interest you're...
Liked On: Wed, Feb 6th, 2013, 09:46 AM
I'm a strong believer of paying off your mortgage as quickly as possible & when it's paid off you can then put the $ towards your retirement at that time. Best of luck with your decision.
Liked On: Wed, Feb 6th, 2013, 09:46 AM
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