Credit Score - Why it is important

[ashedfc]

This might be of some help in finding which credit card is right for you.

http://www.fcac-acfc.gc.ca/eng/consu...ds/default.asp

[email protected]

[EasyFinancial]

You can get a free copy of your credit score at Equifax, or the bank officer can get it while you are in a meeting with him/her.

When you pull your own credit it's a "soft hit" on your credit bureau(please choose this method). If you get the bank to do it, it can actually lower your credit score/fico score/beacon score and count as a "credit inquiry". You don't want too many credit inquires or you will look like a "credit seeker" which is a negative thing in the financial world.

[EasyFinancial]

easy to say, hard to do.
we are unable to pay everything each month let alone "on time"...
the joys of life.

No worries! As long as your payments are always on time, you'l be in good standing. No need to pay it off completely.

[EasyFinancial]

Is it better to call, fax or snail mail to get a report? I'd like to check our credit records to make sure everything is ok. What kind of information do they need in order to process a request for your credit history? I don't want to share too much info and am not sure which way would be best to get my credit record.

You seem to be very knowledgeable able this sort of thing...which credit bureau do you recommend, how do you usually request a free credit report and what information do you give them (ie do you give them your SIN# or Driver's License or what?) ? Please help!

EQUIFAX is the most popular
you can visit the site:
https://www.econsumer.equifax.ca/ca/...ct_compare.jsp
or
CALL: 1 800 465 7166 between 8:00am and 5:00pm ET

[richelleM]

A 700 credit score is quite common. If you are wondering whether a 700 credit score is good or bad, and you would like to know how to improve your credit score then read this article to discover the benefits of and methods of getting a good credit score which is above the 700 level. if you have good credit then going for good credit credit cards is a better option!