Unfortunately we're not 'young' by that definition either!

We have a joint account that our paycheques go into, and we pay the bills from.

We also each have our own accounts to keep some of our own money in. It's not about trust, it's just that DH and I both have very different spending habits - in that he doesn't and I do! This way we each have our own savings to do with as we please.

Z