You get the VIP SPC when you sign up for LouLou when it is offered as a bonus for subscribing. It is a special offer, not an automatic bonus. Here is a thread about last year's VIP SPC offer if you want to read about how it worked. It's usually a summer promotion since the SPC is valid from September to August. I know there was a "bill me later" option when I subscribed online - so maybe it is possible to mail in a cheque or something instead of paying online with a credit card. I don't know for sure. But last year you didn't get the VIP SPC until the subscription was paid for, so by choosing "bill me later" the shipping of the SPC card was delayed.
The regular SPC requires student ID, but the VIP version says right on it "No student ID required" so if you don't have student ID, the VIP version would be best for you.

