Need a little help with Shoppers Points

Just need to know what happens to SDM points after one reaches 95000. Last week when they had 20X event, I totaled over 100,000 points. I have just ordered a card for hubby, do I transfer the difference to his? Or can I redeem the whole 101,000 points? I would be truly grateful for an insight!!!

Jackie

when you redeem 95000, it will just be deducted from the 101, and you can save the rest for your next redemption. 950000 is the limit to redeem within one shopping trip.

Thank you so much!!!
Jackie