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Results 61 to 75 of 77
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Fri, Jul 1st, 2016, 10:37 PM #61
- Join Date
- Jan 2012
- Location
- Ontario
- Posts
- 2,582
- Likes Received
- 2698
- Trading Score
- 200 (100%)
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Sat, Jul 2nd, 2016, 02:18 PM #62
- Join Date
- Aug 2013
- Location
- Durham Region, Ontario
- Posts
- 1,082
- Likes Received
- 1998
- Trading Score
- 0 (0%)
Read the pet insurance documents and updates thoroughly so you don't find out you've been paying an extra $2 per MONTH for TEN YEARS on premiums when you could have paid annually and saved $240 in fees!
Join the Ajax Coupon Group: https://www.facebook.com/#!/groups/119179048289492/
Use Instacart for free credit towards your order! Earn cash in a flexible part time job! Referral code KRISTAJ961A3 https://shoppers.instacart.com/?refe...upply_referral
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Wed, Jul 20th, 2016, 07:06 PM #63
- Join Date
- Jan 2013
- Location
- Thorold/ Tottenham
- Age
- 26
- Posts
- 2,486
- Likes Received
- 9918
- Trading Score
- 13 (100%)
Tell my much younger self to not be so frivolous with money. If I was the way I am today when I was younger, my savings account would probably be closer to the $10,000 mark easily, maybe even $12,000!!!!
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Thu, Jul 21st, 2016, 12:21 AM #64
- Join Date
- May 2011
- Location
- On the verge of indecision
- Posts
- 13,970
- Likes Received
- 15364
- Trading Score
- 20 (100%)
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Sun, Jul 24th, 2016, 12:20 PM #65
- Join Date
- Jul 2009
- Location
- Ontario
- Posts
- 17,846
- Likes Received
- 24776
- Trading Score
- 12 (100%)
I should have talked (in my teens) to people with different careers in the community to expand my ideas of what different fields required in terms of education, professional designations and workplace environments. My parents were from another country so their career guidance notions were not particularly helpful as both kind of had to leave home early in adulthood (less mouths to be fed scenario from the grandparents).
High school career guidance was not really helpful and well, some college courses were great but my program choice probably needed tweaking. However I'm reading Larry Smith's No Fears No Excuses book-it is definitely the 21st century's guide to career planning-helpful for the soon to be post-secondary students all the way to mid-life or later career changers (because life happens and it can mean job losses (economy etc.) so...). Look up his TED talk online.2021-Bring on the sunshine, sweets & online shopping.
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Mon, Jul 25th, 2016, 01:08 PM #66
- Join Date
- Apr 2009
- Location
- GTA Area
- Posts
- 2,632
- Likes Received
- 8238
- Trading Score
- 3 (100%)
Not to have wasted so much money on magazines, beauty products, clothes, etc when I was younger.
I also wish I had gotten a government job - would have had a pension,medical coverage....either municipal, or provincial government....turned down a job with Ont government which I always regretted.
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Mon, Jul 25th, 2016, 01:16 PM #67
- Join Date
- Apr 2009
- Location
- GTA Area
- Posts
- 2,632
- Likes Received
- 8238
- Trading Score
- 3 (100%)
I know some people that struggle and several got evicted for not paying rent yet their kids each had iPhone 6's, tons of appls and data usage, Apple computers, Nike shoes, big tv's, every cable package available, eat out all of the time.....they complained to me about lack of money, using food banks, etc. To me rent and food would be my #1 priority.
Last edited by barbis9; Mon, Jul 25th, 2016 at 04:31 PM.
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Mon, Jul 25th, 2016, 01:20 PM #68
- Join Date
- Apr 2009
- Location
- GTA Area
- Posts
- 2,632
- Likes Received
- 8238
- Trading Score
- 3 (100%)
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Tue, Jul 26th, 2016, 10:28 AM #69
- Join Date
- Apr 2013
- Location
- North of Toronto
- Posts
- 12,431
- Likes Received
- 53950
- Trading Score
- 54 (100%)
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Tue, Jul 26th, 2016, 10:29 AM #70
- Join Date
- Apr 2013
- Location
- North of Toronto
- Posts
- 12,431
- Likes Received
- 53950
- Trading Score
- 54 (100%)
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Fri, Jan 13th, 2017, 10:49 PM #71
- Join Date
- Jul 2009
- Location
- Ontario
- Posts
- 17,846
- Likes Received
- 24776
- Trading Score
- 12 (100%)
Why are you not chasing summer or part-time jobs despite what "no's" your parents give you?
Heads up-the parents will expect you to have moved on out at 18yrs of age even though they do not say it. Develop those mind-reading skills.2021-Bring on the sunshine, sweets & online shopping.
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Sat, Jan 14th, 2017, 09:31 AM #72
- Join Date
- May 2011
- Location
- On the verge of indecision
- Posts
- 13,970
- Likes Received
- 15364
- Trading Score
- 20 (100%)
Make wills. Ensure everything is in joint names if you have a spouse.
Short answer : no Long answer : NOOOOOOOOOOO!
Welcome to the Penguinocracy..One Penguin, One vote..I am The Penguin..I have the One Vote
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Sat, Jan 14th, 2017, 11:09 PM #73
Open a savings account, Im surprised my parents never opened one for me..
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Sat, Jan 14th, 2017, 11:36 PM #74
- Join Date
- May 2011
- Location
- On the verge of indecision
- Posts
- 13,970
- Likes Received
- 15364
- Trading Score
- 20 (100%)
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Sun, Jan 15th, 2017, 10:42 AM #75
- Join Date
- Jul 2009
- Location
- Ontario
- Posts
- 17,846
- Likes Received
- 24776
- Trading Score
- 12 (100%)
Will admit to the following:
-parents did not open savings accounts for sibling nor I; money was always a battle in this house and it continues. Budgeting-Mom did the best she could but often one thing had to be chosen and rest not chosen. When Dad closed their joint bank account, Mom went to places with kitchens to get work/money. She really could not afford her car year round but somehow did it. Lots of things had to be not expected to be bought.
-laundry became a thing for me by middle school especially as we did not have a connected or functioning dryer. I learned that you cannot dry jeans in winter outdoors (cardboard laundry) and to pick laundry nights when heat was on to dry jeans mostly overnight. Ironing wet jeans was not a fun task after a couple of times.
-cooking-I liked quick things and sending away for free recipe books was an incentive to expand my range. Wish we had the Joy of Cooking book during my teen years--I would have understood different techniques. I do not really like the foods from home (parents' native country) that my parents ate except for some desserts. Home Economics in middle school introduced me to a few foods I did not previously eat.
-as a female, parents always ranted how I could not be out at night. So that was one factor of several that impeded my retail job quest as older teen. Sibling got away with more. Do I wish I had Internet in my youth-YES! I did manage to do two end of year library inventory jobs at high school, so that was a bit of summer money during daytime hours.
Had I been successful in getting teenage retail jobs during summer or school, I might have had to prioritize money decisions for needed things. College might have been still delayed but at least Mom would not have had to spend her money on my schooling. I still feel guilty about her sacrifices financially. Her upbringing really stressed marriage by adulthood and not budgeting (her parents and grandparents handled the money)--but Mom did have a chance to work in a factory. She could have avoided marrying my Dad the selfish person he is and stayed in her native land.
But time flows one way in life. So we learn or not learn.Last edited by Ciel; Sun, Jan 15th, 2017 at 10:47 AM.
2021-Bring on the sunshine, sweets & online shopping.
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