My Year End Financial Brag.

[Lynx123]

I just wrote a cheque to pay off my American Express card which will be the first time in 10 years that I have completely paid off the balance on that particular card.

I only use it for shopping at Costco but I found that no matter how much I paid each month when I got the next months bill I had barely put a dent in the balance or worse the total went up.

Since I started couponing over a year and a half ago I started spending less and less money at Costco which has allowed me to pay down the balance.

I was also able to pay off my Mastercard this year as well.

Most of this was because of couponing but also paying off our cars this year helped a lot.

This year I'm planning on getting my Visa paid off and then start tackling the big one, my line of credit.

The only thing that will stop me from accomplishing this is that my husband wants to buy a truck.

I told him to start shopping around for the best deal because our days of paying retail are OVER.

I'm hoping he'll be reasonable and be willing to buy a used truck a couple of years old.

Anyway 2013 is going to be all about saving as much money as I can and paying off as much debt as possible.

[fitzgirl]

that is just so awesome!! i bet it feels great

[Mystic]

Congratulations on a job well done!!

[avoncallingu]

That's wonderful news, Lynx123! You should be really proud of yourself!

[bman&ryguy]

Good for you!!!

[Lynx123]

Thanks everyone it does feel good. I'm really hoping to do the same this year with my other debt.

[Lavender Lady]

What a fabulous brag!! You deserve 2 pats on the back! What you have done this year is no small feat; now that you have gotten in the swing of saving (thanks to couponing), you just keep on going. Now I want a coupon for everything I buy! The best part--I usually can find one to! Happy savings in 2013 to you

[FrugalMe]

Awesome brag! Sounds like you are off to a great start for 2013!

[ColleenMGorecki]

WTG, l'm so proud of you

[couponsbaby]

congratulations on your huge accomplishment, a suggestion is to consider transfer your balance to a lower interest card, some card offer a lower interest for six months. That can save u a lots as I think creditcard interest is an arm and a leg

[Natalka]

That's wonderful!

[walkinglady]

Tackling debt is a serious matter. Congratulations on getting results! If I may suggest: pay down the higher interest debt first meaning credit cards, and then the line of credit. Usually credit cards are 20-30% interest while the line of credit is around 10%. Sometimes people use their line of credit to pay credit card balances and save a lot in the process. I wish you great financial success in 2013 and the years to come. Thank you for posting.

[gourmetsue]

Congrats! What a great accomplishment.

[Shwa Girl]

The only thing that will stop me from accomplishing this is that my husband wants to buy a truck.
I told him to start shopping around for the best deal because our days of paying retail are OVER.

Tell your DH to bargain with the car guys/gals, even when buying used. If they won't come down on the price, ask about gas coupons, or add on accessories (floor mats, truck liner, winter wiper blades, washer fluid, truck bra/deflector thingy). Ask for as many freebies as possible. Even ask for 6 free oil changes.
Good luck to your DH. Let us know how he did on his deals.

[rigatti]

congratulations! You have accomplished a great deal. I'm sure that you will manage 2013 with determination and success!