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View Poll Results: Is new Target RBC MasterCard good news for Canucks?
- Voters
- 4. You may not vote on this poll
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YES - 5% rewards are attractive
1 25.00% -
NO - Target stores are too far away
1 25.00% -
YES - Will force Cdn retailers to improve their rewards
0 0% -
NO - Target Canada prices will still be higher than in U.S.
2 50.00%
Results 76 to 90 of 124
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Sun, Mar 30th, 2014, 06:22 AM #76
Hope the promo will still on after April 1st!
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Wed, Apr 9th, 2014, 03:47 PM #77
some changes are coming for the Amex cards.
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Mon, Apr 14th, 2014, 10:21 AM #78
- Join Date
- Nov 2010
- Location
- the beautiful Richelieu River Valley area of Quebec
- Posts
- 4,112
- Likes Received
- 12517
- Trading Score
- 73 (100%)
Well now, what do you think about this? Canadians are the most heavily in debt people in North America and Tim`s comes out with a loyalty visa credit card! As if we need another credit card! Im definitely not excited about this and somehow i feel betrayed by Tim`s whom i always thought were so in tune with Canadians. There are so many other ways to reward their loyal customers and that shouldnt include another credit card!!!!!!!!!!! What were they thinking? At a time when Canadians are trying to pay off their credit card debt, Tim`s introduces another credit card! OMG! I am so disappointed in them.
I sent Tim Horton`s Corporate an email stating how they missed the boat on this one and that they arent in tune with Canadians. They should be ashamed of themselves for introducing another credit card. McDonald`s rewards its loyal customers with free coffee after purchasing 7 or 8 (not sure which it is). Tims can go that way also. Im very disappointed in tims.
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Tue, Apr 15th, 2014, 11:35 AM #79
- Join Date
- May 2011
- Location
- Ottawa
- Posts
- 1,164
- Likes Received
- 1748
- Trading Score
- 1 (100%)
While I agree it's just one more way to get people deeper into debt - those same people are the ones who decide they'll sign on the dotted line. For a free coffee, they're willing to bet they won't fall into the trap of getting in debt. Businesses would give these incentives up if they didn't work.
Tim Hortons is just like any other business, it wants to make more money. Coffee isn't worth the cost of the cardboard cup it comes in, so I can see why it would be a profitable proposition.
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Tue, Apr 15th, 2014, 03:37 PM #80
Just because you have a credit card, doesn't mean you are going to go into debt. Loyalty programs can be very lucrative if used properly.
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Wed, Apr 23rd, 2014, 01:27 PM #81
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Wed, Apr 23rd, 2014, 09:45 PM #82
- Join Date
- Sep 2011
- Location
- nowhere
- Posts
- 164
- Likes Received
- 236
- Trading Score
- 0 (0%)
BMO has an incredible new Mastercard. It's the BMO Rewards World Elite black card. You get the equivelent of $300 in points that you can use towards ANY flight, hotel or car rental! It compares to all other travel credit cards and comes out on top. You can complimentary airport lounge visits (4/year and you can use a visit to bring a friend in with you), all the extended warrant typical stuff, the points give you dollar value that you can use on any flight with any airline, and since it is dollar value you can use it to cover taxes and fees and get a truly free flight. And it takes less points than the competing cards to get flights.
Until the end of June you get the first year with no annual fee, so there is no harm in trying it out.
Seriously love this card.
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Fri, Apr 25th, 2014, 02:11 PM #83
How much is the annual after first year?
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Fri, Apr 25th, 2014, 10:10 PM #84
- Join Date
- Sep 2011
- Location
- nowhere
- Posts
- 164
- Likes Received
- 236
- Trading Score
- 0 (0%)
After the first year (which is free!) the card is $150 annually. But no harm in trying it out for free for the first year to see if the benefits are worth it for you!
If you think about it, it costs $150 annually, but to get a supplementary card for your spouse/children is NO FEE!
All of the competing cards cost $50 for a supplementary card. So even tho most of them have a $120 annual fee if you're getting a card for your spouse it ends up being $170 so the BMO card is cheaper too!Last edited by Brooke_; Fri, Apr 25th, 2014 at 10:12 PM.
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Sun, Apr 27th, 2014, 02:10 PM #85
- Join Date
- Jan 2009
- Location
- Nanticoke
- Posts
- 418
- Likes Received
- 426
- Trading Score
- 0 (0%)
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Sun, Apr 27th, 2014, 11:49 PM #86
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Mon, Apr 28th, 2014, 12:02 AM #87
you can click the links in my signature to apply for the following cards:
Amex Aeroplus Gold - Best Sign-up Miles
30,000 Aeroplan sign up bonus - 10,000 more than regular offer
No annual fee in first year, $120 savings
1 mile per $ to $10,000 spend thereafter 1.25 miles per $
Eligible for 10/15k bonus for Distinction Black/Diamond Members (see: http://www4.aeroplan.com/promotions/...7&icid=BAN6896) - note bonus is only received once irrespective of number of eligible cards so if you do or will also have an eligibly TD/CIBC card, no additional bonus through this card.
Amex SPG Credit Card - Most Flexible
Annual Fee - $120
Sign Up Bonus - 21,000 SPGs [11,000 more than regular offer!].
Perks - 1 SPG per $, transfer SPGs to dozens of FF programmes at 1:1 with 25% increase if transferred in 20k bulks. Good redemptions on Cash+Points.
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Mon, Apr 28th, 2014, 04:11 PM #88
- Join Date
- Jul 2009
- Location
- Ontario
- Posts
- 17,846
- Likes Received
- 24776
- Trading Score
- 12 (100%)
Read all about the new card offer on this link:
http://www.bmo.com/home/personal/ban...ite-mastercard
*There is an income requirement:
Minimum $70,000 (individual) or
$120,000 (household) income required
While we have your attention, SCers with BMO bank accounts, note some changes taking effect on May 1 to BMO banking agreements, chip technology, etc.
http://www.bmo.com/home/personal/ban...nts/agreementsLast edited by Ciel; Mon, Apr 28th, 2014 at 04:12 PM.
2021-Bring on the sunshine, sweets & online shopping.
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Thu, May 1st, 2014, 09:25 AM #89
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Sat, May 3rd, 2014, 04:38 PM #90
I'm trying out this card and can't say I'm going to renew it after the first year's up. The major drawback is having to book all of your travel through the BMO rewards site. I prefer to book directly through the airline as it is easier to deal with the booking (ie. upgrades and changes) without having to go through an agency.
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