@meena1 and @terry2144
Although these dollar off. Oupons are meant to be used after redeeming points....i.e. your total has to be the amount on the coupon AFTER redeeming points but i have used these coupons a couple times while redeeming my points.
So in meena's case, if she buys $80.00 worth of products, use $20.00 off coupon to bring her total to $60.00 and THEN ask the cashier to redeem 38000 pts. I have done it with $20.00 wus $75.00 on a 50000pts/$85.00 redemption level and it works. Other forum members have done it too and they were successful in redeeming their points AND using this coupon.
Keep in mind that you have to use this coupon before telling your cashier that you want to redeem points! :)