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Thread: Small Budget Items that Can Break your Budget

  1. #1
    Frosh Canuck
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    9
    I was on MSN today and they had a great article on how small budget items can break your budget. They include:
    • banking fees
    • credit card fees
    • magazine subscriptions
    • water heater rentals
    • dry cleaning
    • gym club memberships
    • land line phones
    • transit tickets (rather than a monthly pass)


    I have bolded the less obvious ones on this list.

    Also convenience fees are mentioned in other articles. For example when a SaskTel recording says " for.75 cents we will complete your call" or "for .50 cents we will notify you when the busy line becomes available."
    This thread is currently associated with: N/A


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    Mastermind Natalka's Avatar
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    Those are good.

    I stopped buying magazines years ago - yes, I miss some of them, but just so unnecessary an expense.

    When I stopped teaching, no more dry cleaning expenses for some dresses and suits was a big savings.
    Now, it's just occasionally for a coat or jacket.

    We have a landline phone, no cell phone, so it's a necessary cost for us.

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    Mastermind Anna Michele's Avatar
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    Love this
    I would add anything from the dollar store
    It won't last it won't work therefore it's not worth it.
    I avoid the dollar stores at all cost. I see my mom go in and come out $50 or more less money in the bank crazy
    Especially since most of items could be found under a dollar elsewhere
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    Sith Lady and Cool Kid Darth Penguin's Avatar
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    Landlines can be better than cell phones depending on where you are. Out in the sticks where cell phone coverage is spotty..land lines are needed.

    I'm close to my local town..but H3ll is the best carrier..Blodgers has large non-useable areas. And the smaller companies just don't have much coverage this close to Montreal.


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    Coupify! Granger's Avatar
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    Coffee!!! we just got rid if our landline. Thinking about buying a hot water heater.
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    Smart Canuck lilo0003's Avatar
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    I so agree about the coffee. I am down to buying one a week, its my Saturday treat. we just ditched our cogeco phone and now pay 4.00 a month for ooma. we have kids with no phone so were not ready to give up the landline., But for 4.00 I cant complain.
    Last edited by lilo0003; Tue, Jul 15th, 2014 at 10:59 AM.
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    Trade Mod FallenPixels's Avatar
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    Water heater rentals can be better than buying if they come with free repairs. Ours has been a nightmare since they put a new rental in, they have repaired it 4 times and gave up and put a new one in again. We didn't pay a cent for repairs but would have if we owned it, the invoice for the part on the 2nd repair was $450
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    Canadian Genius
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    And some areas have hard water and it is silly to buy your own as it reduces its life

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    Mastermind Natalka's Avatar
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    About coffee, we've just never gotten into buying coffees out - neither fancy nor simple.
    Always have just made it at home - husband takes his big cup to work.

    I never understood the fascination of it all... so we've saved a lot of money that way.

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    Smart Canuck
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    Quote Originally Posted by Natalka View Post
    About coffee, we've just never gotten into buying coffees out - neither fancy nor simple.
    Always have just made it at home - husband takes his big cup to work.

    I never understood the fascination of it all... so we've saved a lot of money that way.
    Add me in on this opinion too..I just don't get it period. the only time coffee is purchased is when we are on the road and need one in the morning.I drive by tims on my way to work and see the insane line ups and shake my head everyday!

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    Trade Mod FallenPixels's Avatar
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    I walk through Union Station and see the long line of people waiting
    I get maybe 2-3 teas from Timmies myself in a week but you couldn't pay me to stand in a line like that
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    Quote Originally Posted by Darth Penguin View Post
    Landlines can be better than cell phones depending on where you are. Out in the sticks where cell phone coverage is spotty..land lines are needed.

    I'm close to my local town..but H3ll is the best carrier..Blodgers has large non-useable areas. And the smaller companies just don't have much coverage this close to Montreal.
    We just got a landline after having cell phones for the past 12 years as we just moved into an area that has little to no cell reception. I felt like we were going back to the caveman days when we got it! LOL

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    Trade Mod FallenPixels's Avatar
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    We keep our landline (well VOIP through Vonage) because we make a lot of international calls, and long ones, I think nothing of chatting to my sisters for an hour at 4c/min but on my cell I would hate that bill
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    Mastermind bargain_hunter_lola's Avatar
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    I've been trying to get DH to agree to drop our landline. $40+ a month just isn't worth it. We both have cells so we barely use it.

    I agree with coffee, etc. out, we've agreed to limit ourselves to 1 a week (besides I don't need more ice Capps than that. Lol)


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    Mastermind Natalka's Avatar
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    Quote Originally Posted by FallenPixels View Post
    We keep our landline (well VOIP through Vonage) because we make a lot of international calls, and long ones, I think nothing of chatting to my sisters for an hour at 4c/min but on my cell I would hate that bill
    We use Skype free to relatives in Yugoslavia.

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