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Yes I think we all want to move close to J and C's restore-it sounds great!
Dh is working on Jaden's closet in his existing room, we already had all the wood for the shelving so no new costs to us, so this year is off to a racing start:top:
Wishing everyone great success in their financial resolutions:)
we bought a new furnance and air conditioning unit (Nov.2013), we went with a young man starting in the business..he was almost 50% cheaper than 4 other competitors and I thought his products were better..we go a top of the line York air conditioner and an Amana furnance..he was trying to get in our area..most people prefer to go with established business', but I thought I would give him a chance..there were a few minor things at the beginning, showed up late didn't call..didn't return call back in a timely manner( he was very busy!).. I explained that it's important to have great customer service..he was glad for the feed back..he was professional and the products are amazing!! He also said he would give me $100 for every referral..so if you kind find someone in your area like this, you would have amazing savimgs!!good luck!!
For those with renos in their plan locate a habitat for humanity re store many times they have new or nearly new items for half the cost and best of all no tax :)
We also have lots to do reno wise
Complete bathroom over haul incl.
New tub (prefer) but may just reglaze
Retile tub walls
New floor - maybe s its not necessary but I want the wood work under the toilet replaced so might as well
*hubby can do all this work so thats a bonus*
Finish kitchen cabinets - I won't hold my breath hubby had raised the one counter and half built the other but I still want a whole other wall cabinet/counter for all my pantry and other stock/supplies
Front yard and back garden need a major over haul
The basement needs to be finished but we need to replace the drywalls on the east side - I think its a lil damp and we are getting a bit of mold
Again hubby can do the work we just need to save up some money
The first thing we will do is fix my van. It will be paid off (finally) in September but needs all new bearings brakes a tire rod and I think we have a bent rim we just bought the parts but its too cold for hubby to do it now so either we pay someone or wait. It still needs a new exhaust and I'm sure a few other things so we need it in a shop and get a good look at it.
Im happy to say we are starting the new year with no credit card debt. That was a long hard road but I have learned if we don't have the money we don't get it.
We want to go away over the summer while the kids are off so we will be saving up for that.
Top 3 I would say
Van fixed and paid off
Save for vacation
And before winter comes again finish the basement
great tip about the habitat for humanity stores Anna
@Anna Michele I think you can scratch #1 of off your list (to be fixed anyway) :top: return the parts or keep and post for sale.
Sounds like your husband is very handy which saves a ton of cash :)
Over the weekend we sold a bunch of items through a local facebook page so I am happy to report I will be putting $90.00 towards are spray foam kit, we already have $251.00 in the bank for this so
I am going to do just that !!!!
The spray foam kit sound like a great idea for my back door and windows thank you
I got news today that I got a job. The pay isn't fabulous but its very easy work which is something I need as I am unsure how I will do with a physical job after a couple surgeries last year. Last year I lost my job because of needing such surgeries so it is very welcomed to go back to work after almost a year off.
DH will also be making an extra $280 a month by doing a premium type shift.
Because we were surviving off of DH's income alone I know we can do it so I hope we can continue to and then any wages I make + the increase he will get I want to put directly into our TFSA.
Those are our financial goals - basically save more lol.
I put $ in my TFSA(mutual funds) today.
And they come in 3 different sizes, the largest is the cheapest but the kits do not last long after being started, what I mean is you can let sit for a few days until you can get ready for the next spot you want to use but don't leave for more than a week or it goes flat/doesn't firm up, it's a costly lesson we learned.
Lowe's tends to be cheaper than Home Depot but home depot will price match lowes and beat by 10% so if you are able to get Home Depot to speak with Lowe's it save you having to wait for a flyer.