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Just chilling in January (2015 frugal chatter)
February name suggestions!!
Fast Forward February Savings -ciel
Moneystretching February - ciel
Love the Savings Feburary - Natalka
February Fall in Love Savings - Natalka
feb frugal forever savings - coupon girl
Frugal February 2 - avoncallingu
reserved for goals/challenges of thread participants
jasperandchar
My goals personal for the month are going to be
- leftovers for lunches (dh & I)
- bump my items for sale on facebook page (daily)
- use up pantry items for meals, juice powders, etc
- go through stockpile / storage room and donate items that are no longer used/needed
- pack up Christmas decorations
- bring 1 Rubbermaid box up each week for dh to go through (will place beside his wing back chair) :P
- have Jaden downstairs in his new room by next month (dh & I)
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Happy New Year!
Thanks for the new thread.
So i don't forget ;)
-happy new year everyone -when it comes soon
-we went out to kelseys didn't have to wait went at 4.30 with hubby's brother and sister-in-law-it felt nice getting out- ad balsamic chicken but saved one chicken to bring home didn't want to overdo it
-may hit the bed before midnight
I'll be heading to bed before midnight, too - had a big supper and need to sleep it off!
https://scontent-b-ord.xx.fbcdn.net/...08&oe=55476362
Happy new year dear sc friends...
Woohoo-we made it to 2015! Calendars flip or get replaced. YES! (Happy to know 2014 is history!)
:party::bump2::sunny:Shiny New Year is on the scene. Thanks for the thread, Jasperandchar. We ARE chilling with tonight's winds/windchill. Hope everyone has a restful night.
Happy new year. Here is to a great 2015!!!
Angela, J and C see my post under the thread about the universal child care tax benefit. The $60 per month per child is in addition to your current child tax credit.
Happy New Year All - may it be frugal and less financially stressful & trying than last year for us all!!!!
Thanks Lizzie I read it again and I'm still confused :shrug: BUT I trust you :sweet: but I guess what confused me was reference to the $60.00 replacing the CTC (child tax credit) which I guess I thought was the CTB :bebored:.Quote:
Originally Posted by lizzie bargain
What I don`t understand is the child disability credit going down BUT again I might be interpreting that incorrectly as they had included or lumped it with the childcare expenses.
Yes exactly J and C-at first I too confused the CTC and CTB and is it any wonder with all these acronyms! I also thought when it was first announced I would get less but I finally understand it. I can't speak to the disability credit however as I know very little about that one.
Happy New Year all.
I'm a little slow - I'll answer the Dec question today
My biggest financial Achievements in 2014 were
1) Paying off my Student Loan
2) Raising my Credit score by over 100 points.
3) We took out a loan to consolidate several debts so Collection agents arent calling bf and im not into my LOC any longer. (i think the biggest thrill was getting approved because it showed ive brought my credit rating up enough again)
4) Asked for and receive my raise in november....as well as received a $1500 christmas bonus from work
5) No extra debt built up with christmas purchases or travel.
good afternoon and a HNY to you all.
after staying up til 2am. 1230 was a good time to wake up heheh
haven't done that in a long time.
anyway really regret we didnt' hit the grocery store yesterday. no milk, bread, extras to put in leftovers.
we'll have to do without or pay $$ for it at the variety store. great way to start the new year eh. *head palm*
Saundyl-great financial acheivements! Mrs S-maybe you and your family can bake some simple bread this aft or just some muffins or cheese scones. I am with you-I would never pay corner store prices for bread either. Yesterday I was lacking inspriation for lunch and whipped up a pot of homemad mac and cheese-was ready in about 30 minutes and good comfort food. My nearby SDM is open today and usually has some bread on sale-not sure about your neck of the woods.
Yum mac and cheese
I better batten down the hatches! The 4 year old twins and the 2 month old twins are arriving for the afternoon shortly-the big boys had been asking to come and visit us so the Mum called yesterday to see if they could stop by and visit and I said today would be great. Within 5 minutes she called me back and said my husband is asking if the babies can come too!! Nice for them to have some much needed ( I am sure) quiet couple time! I told DD if she helps she can get half the babysitting money so lets see how tired she is after her sleepover party and an intro to waitressing at a church supper last night. Currently she is in the shower-no doubt trying to fully wake up!
saundyl amazing all the financial achievements /goals you succeeded in 2014
Have fun Lizzie with the twins :shock: all of them :lolsign: I don't know how you do it, you must have the patience of a saint or they listen very well :lol:Quote:
Originally Posted by lizzie bargain
Dh has been working on the closet in Jaden's present closet so happy, let's hope this is a sign of the new year!!!
Happy New Year everyone!
All visitors gone although I wish my friend and her doggie would have stayed longer. Since we're not travelling much, I rarely see her. We have a tradition that we have a silver ball that opens, each year one of us has it and puts in a special personal little gift for the other. Then that person keeps it and gives it back the following Christmas. We've been doing this for a very long time now. She was my friend who conquered gall-bladder cancer this year. I gave her a bracelet which had a little message- "Friends share the journey." She loved it.
I am inspired by all of you to try to keep track of my "coupon savings" and "other money" this year.
Wishing you sincerely, all the BEST for this coming year.
Happy New Year! I should get going to. Prime rib dinner at my moms tonight which is great because I'm feeling lazy! Taking ds and the dog for a run at a local field. It's cold and windy out so not sure how long we will last outside but will try!
J and C-the 4 boys are all pretty good. Little ones are napping and the big ones are playing with DD. And DH is here too for an extra set of hands! He jokingly refers to them as the grandkids!
sounds perfect then :lol:, do you have grandkids?Quote:
Originally Posted by lizzie bargain
Dh is resting his back and the plans is to put the shelves in place once he wakes up.
Dinner tonight is chicken drumsticks on the bbq with rice.
Meal plan for the next little while
Friday - moose steak on the bbq with I don't know what there called I bought them on sale as a treat, it's scallops in a shell with mashed potatoes (coquille st. jaques) or something like that
Need to work on my meal plan for the next 2 weeks as I am doing groceries on Saturday for 2 weeks.
I have an SDM question as I don't shop there but I can easily spend $50.00 this Saturday with al their sales on milk, bread, pop, etc.....SO IF I SPEND $51.00 before taxes do I get 20x the points, just double checking as I am trying to gear up my SDM points for Christmas 2015 :lolsign: as I did a middle redemption with dh`s card, he had more points than me....go figure
i got lucky, dh had a bag of buns from work, they had a midnight lunch no one showed up for. so he was given a bag of fresh buns to take home.
breakfast saved.
milk we can work with that. its only .50 more than normal.
dh is making dinner.
im tidying/laundry etc.
quiet day.
tomorrow im taking back our Tassimo. not what we expected. apparently we like our coffee weak. as the brews discs we use are very strong..
blagh.. not my style. so we'll have $60+ back in our pocket. tech. mine as it was my gift. think i may tuck it away for future plans.
We came home around 10pm last night as one LO wouldn't settle at our friends. Shortly after getting home, everything I ate for dinner came back up including "morning" sickness meds. As a result, I slept from 9am-2pm today, as I still felt off and could! I did take another round of medication to help and it makes you feel drowsy. Hoping to feel more like myself tomorrow. Feeling a little guilty that it has been nothing, TV kind of day. I always like to start the New Year productively. Perhaps this is a good sign for me, some R&R to start the year may allow more to continue throughout. I am definitely a person that needs a healthy dose of slow down or procrastination every once and a while. :)
J & C: to answer your question in Decembers thread. I have the PC World Mastercard & it is our primary card so we get lots of points just from the card. I also started Price matching this year which washuge savings for us and I PM at RCSS to match my offers and that has really built up the points.
Granger hope your morning sickness is short lived or that you feel a little better