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Thread: Just chilling in January (2015 frugal chatter)

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    Canadian Guru jasperandchar's Avatar
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    Just chilling in January (2015 frugal chatter)

    February name suggestions!!

    Fast Forward February Savings -ciel
    Moneystretching February - ciel

    Love the Savings Feburary - Natalka
    February Fall in Love Savings - Natalka

    feb frugal forever savings - coupon girl

    Frugal February 2 - avoncallingu
    This thread is currently associated with: N/A
    Last edited by jasperandchar; Wed, Jan 28th, 2015 at 12:32 PM.
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    2019 is the year that we continue to save before we buy!!!


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    Canadian Guru jasperandchar's Avatar
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    reserved for goals/challenges of thread participants

    jasperandchar
    My goals personal for the month are going to be
    - leftovers for lunches (dh & I)
    - bump my items for sale on facebook page (daily)
    - use up pantry items for meals, juice powders, etc
    - go through stockpile / storage room and donate items that are no longer used/needed
    - pack up Christmas decorations
    - bring 1 Rubbermaid box up each week for dh to go through (will place beside his wing back chair)
    - have Jaden downstairs in his new room by next month (dh & I)

    __________________________________________________ ______________________________________________-
    Last edited by jasperandchar; Sun, Jan 4th, 2015 at 02:01 PM.
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    2019 is the year that we continue to save before we buy!!!

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    Canadian Guru
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    Happy New Year!

    Thanks for the new thread.
    Andit, ROMEO, avoncallingu and 5 others like this.
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    One Awesome Domestic Diva MrsSunshine's Avatar
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    So i don't forget
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    Be Strong
    Be True
    Be You.
    Simple as that!

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    -happy new year everyone -when it comes soon
    -we went out to kelseys didn't have to wait went at 4.30 with hubby's brother and sister-in-law-it felt nice getting out- ad balsamic chicken but saved one chicken to bring home didn't want to overdo it
    -may hit the bed before midnight
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    Mastermind Natalka's Avatar
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    I'll be heading to bed before midnight, too - had a big supper and need to sleep it off!

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    Smart Canuck
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    Happy new year dear sc friends...
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    RRRLF $$ Astro Original Coupons gud on 750gm tubs or balkan style..

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    Super-walking bean bun! Ciel's Avatar
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    Woohoo-we made it to 2015! Calendars flip or get replaced. YES! (Happy to know 2014 is history!)

    Shiny New Year is on the scene. Thanks for the thread, Jasperandchar. We ARE chilling with tonight's winds/windchill. Hope everyone has a restful night.
    Andit, ROMEO, avoncallingu and 6 others like this.
    2020-Money & *baby Yoda*

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    Coupify! Granger's Avatar
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    Happy new year. Here is to a great 2015!!!
    Andit, ROMEO, avoncallingu and 7 others like this.
    "There are more important things--friendship and bravery...."
    -Hermione Granger



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    Smart Canuck
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    Angela, J and C see my post under the thread about the universal child care tax benefit. The $60 per month per child is in addition to your current child tax credit.
    Last edited by lizzie bargain; Thu, Jan 1st, 2015 at 09:12 AM.
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    Canadian Guru jasperandchar's Avatar
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    Happy New Year All - may it be frugal and less financially stressful & trying than last year for us all!!!!
    Andit, ROMEO, avoncallingu and 3 others like this.
    2019 is the year that we continue to save before we buy!!!

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    Canadian Guru jasperandchar's Avatar
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    Quote Originally Posted by lizzie bargain View Post
    Angela, J and C see my post under the thread about the universal child care tax benefit. The $60 per month per child is in addition to your current child tax credit.
    Thanks Lizzie I read it again and I'm still confused BUT I trust you but I guess what confused me was reference to the $60.00 replacing the CTC (child tax credit) which I guess I thought was the CTB .

    What I don`t understand is the child disability credit going down BUT again I might be interpreting that incorrectly as they had included or lumped it with the childcare expenses.
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    2019 is the year that we continue to save before we buy!!!

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    Smart Canuck
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    Yes exactly J and C-at first I too confused the CTC and CTB and is it any wonder with all these acronyms! I also thought when it was first announced I would get less but I finally understand it. I can't speak to the disability credit however as I know very little about that one.
    Last edited by lizzie bargain; Thu, Jan 1st, 2015 at 01:16 PM.
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    Smart Canuck saundyl's Avatar
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    Happy New Year all.

    I'm a little slow - I'll answer the Dec question today

    My biggest financial Achievements in 2014 were

    1) Paying off my Student Loan
    2) Raising my Credit score by over 100 points.
    3) We took out a loan to consolidate several debts so Collection agents arent calling bf and im not into my LOC any longer. (i think the biggest thrill was getting approved because it showed ive brought my credit rating up enough again)
    4) Asked for and receive my raise in november....as well as received a $1500 christmas bonus from work
    5) No extra debt built up with christmas purchases or travel.

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    One Awesome Domestic Diva MrsSunshine's Avatar
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    good afternoon and a HNY to you all.
    after staying up til 2am. 1230 was a good time to wake up heheh
    haven't done that in a long time.
    anyway really regret we didnt' hit the grocery store yesterday. no milk, bread, extras to put in leftovers.
    we'll have to do without or pay $$ for it at the variety store. great way to start the new year eh. *head palm*
    saundyl, Andit, ROMEO and 7 others like this.
    Be Strong
    Be True
    Be You.
    Simple as that!

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