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Thread: Love the Savings Feburary - 2015 Frugal chatter

  1. #1
    Canadian Guru jasperandchar's Avatar
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    7
    Love the Savings Februrary


    _________________________________________



    name suggestions for March's frugal chatter

    Marching Forward with Frugality! - lizzie

    Spring Into Savings - avoncallingu
    Marching to Break Down Savings - avoncallingu
    Take a Break from High Costs - avoncallingu

    march break into savings - coupon girl


    Marching out of Debt - Andit
    March Breaking free of debt - Andit

    March's Mad Money - sweet sparrow

    March Money-choppers! - Ciel
    March Margarita money savers - Ciel

    March to the Frugal Beat - saundyl
    This thread is currently associated with: Spring Shoes
    Last edited by jasperandchar; Tue, Feb 17th, 2015 at 06:18 PM.
    Andit, Ciel, Shwa Girl and 1 others like this.
    2019 is the year that we continue to save before we buy!!!


  2. #2
    Canadian Guru jasperandchar's Avatar
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    reserved for goals, challenges


    coupon girl's goals
    my feb goals -try to bring in abit of extra cash like kjiji or checkout51 just cashed out at 31.50 today
    -hubby keeps picking up extra shifts
    -use up whats in the freezer

    ______________________________________

    Granger's goals

    February goals - Hubs and I have agreed to the original thread theme of "Frugal February" for the month. No spend days are our strategy, outside of fuel for the car and groceries. Between our van purchase and two pay checks in January which did not cover our budgeted expenses we have accumulated about $4000 worth of debt on the line of credit. Our 2015 started with no debt. Please excuse my talking about specific numbers because I think we are often too shy about them, so I hope no one takes offence. Talking about numbers makes me want to deal with them head on, accountability.

    My goal is to erase our deficit outside the vehicle purchase for February which is about $500. The vehicle is about $3500 LOC debt and our goal is to pay that off within the year. We paid cash for the other 70% portion of the vehicle, so I am feeling pretty good despite the incurred debt.

    __________________________________________________ _______

    jasperandchar's goals, challenges

    1. Work on Jaden's old room (mudding, sanding, painting)

    2. Have Logan move into Jaden's old room

    3. Gut Logan's old room so that it's ready for spray foam (hopefully purchasing in March)

    4. Bake once a week

    5. Use PC MasterCard to accumulate points and transfer funds once home from groceries, gas, etc).
    Feb 4th

    6. Do swagbucks everyday to accumulate points

    7. Make $100.00 in February posting items for sale
    $5.00 decorative large bottle
    $5.00 Dungeon & Dragons figurines = $10
    $12.00 humidifier = $22
    $40.00 wood bench $62



    __________________________________________________ ________

    lilo003's goals

    Goals for the month:
    Continue to eat from the freezer/pantry in order to keep the grocery budget in check. Our oldest is away for 4 days so that will help. At the same time Logan & DH are away for a tourney. So while food will be lower other costs are higher.
    My second goal (inspired by J&C) is to pay the MC as soon as the reimbursement cheque arrives. We use the PC MC to pay for dental and massage but then never put the money on the card.
    Also will be baking once a week, maybe twice as there has been a request for cookies as well.

    ___________________________

    Frugalbigmama's goals

    My February goals.
    Keep cleaning storage room tossing junk and posting not needed stuff for sale.
    Use up food in freezer and cupboards.
    Get boys passports.
    Once I have passports in hand book flights
    buy washing machine.

    ___________________________________________

    Crochetlady's goals

    My Feb goals are to eat out of the freezer...way too much stuff in there. Pay any extra $ on the CC. Also working to get towels and afghans stockpiled ahead of the busy months

    __________________________________________________ ____

    thriftygranny's goals

    February goals are to keep tracking my expenses to show where money is going!!

    ______________________________________________

    saundyl's goals

    My goal for this month are to get my income tax filed and to not accumulate any more car problems!

    __________________________________________________ _______________
    Last edited by jasperandchar; Thu, Feb 5th, 2015 at 06:32 PM.
    Andit, Crochetlady, Ciel and 3 others like this.
    2019 is the year that we continue to save before we buy!!!

  3. #3
    Canadian Guru
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    Thanks for the new thread.
    Andit, Crochetlady, Ciel and 5 others like this.
    Help me out with Swagbucks and we can both earn gift cards and PayPal money
    Pm me for a referral link if you’d like to earn a $10 bonus! when you create your Checkout 51 rebate account
    Caddle Referral Code:
    ANGELA67343 and we will both earn $1 bonus

  4. #4
    Canadian Genius Crochetlady's Avatar
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    subscribing

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    Mastermind Natalka's Avatar
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    (haha, not where I am!)


    Ah, that's better...

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    Am in sunny Mexico. You know you are addicted when you are away and are looking at the site.

  7. #7
    Canadian Guru jasperandchar's Avatar
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    Afternoon everyone,

    Wishing everyone a superb February

    I'm posting my goals & challenges so that I am held accountable as they will be public record

    1. Work on Jaden's old room (mudding, sanding, painting)

    2. Have Logan move into Jaden's old room

    3. Gut Logan's old room so that it's ready for spray foam (hopefully purchasing in March)

    4. Bake once a week

    5. Use PC MasterCard to accumulate points and transfer funds once home from groceries, gas, etc).

    6. Do swagbucks everyday to accumulate points

    7. Make $100.00 in February posting items for sale
    2019 is the year that we continue to save before we buy!!!

  8. #8
    Canadian Genius Crochetlady's Avatar
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    Forgot to mention...I finally got my Optimum birthday points last week. It only took almost 7 weeks.
    Andit, Angela273, Ciel and 6 others like this.

  9. #9
    Smart Canuck lilo0003's Avatar
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    Goals for the month:
    Continue to eat from the freezer/pantry in order to keep the grocery budget in check. Our oldest is away for 4 days so that will help. At the same time Logan & DH are away for a tourney. So while food will be lower other costs are higher.
    My second goal (inspired by J&C) is to pay the MC as soon as the reimbursement cheque arrives. We use the PC MC to pay for dental and massage but then never put the money on the card.
    Also will be baking once a week, maybe twice as there has been a request for cookies as well.
    Friends don't let real friends pay full price.

  10. #10
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    Happy Feb 1st! A cold day here so we skipped a drive to the beach to walk the dog. Did groceries and found great steaks for the bbq marked down. So dinner is steak, baked potatoe and green beans (. .99 cents LB). Having a lazy break now on the couch with the fireplace on.

  11. #11
    Canadian Genius
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    My February goals.
    Keep cleaning storage room tossing junk and posting not needed stuff for sale.
    Use up food in freezer and cupboards.
    Get boys passports.
    Once I have passports in hand book flights
    buy washing machine.

  12. #12
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    FBM-where are you off to? Or have you decided yet? DH and I have decided to start looking for a new car tomorrow but who knows if/when we will buy one-we all know the trick is to buy one before the current one gets into major repairs but who can predict when that will be-could be tomorrow or in 3 years!
    Andit, Crochetlady, Ciel and 5 others like this.

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    One Awesome Domestic Diva MrsSunshine's Avatar
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    holy **** I forgot it was February today, forgot to put $ in for rent. yikes! thankfully its Sunday.
    headed to the store to pick up a few minute things before the storm hits.

    now home to clean up. prepare a few things for the weekend.
    thinking i might get my hair cut. badly needed.
    Be Strong
    Be True
    Be You.
    Simple as that!

  14. #14
    Canadian Genius Crochetlady's Avatar
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    My Feb goals are to eat out of the freezer...way too much stuff in there. Pay any extra $ on the CC. Also working to get towels and afghans stockpiled ahead of the busy months.
    Andit, Angela273, Ciel and 6 others like this.

  15. #15
    Coupify! Granger's Avatar
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    @Angela273 -we trained DD#1 at 2.5 years...and found she is finally independent now at 4 years. DD#2 we just started training, she will be 3 next month, and she is almost as independent as DD#1. I think some kids need you to do it for them (we did the timer for the DD#1 every 20-30 min). The hope I can give you is the DD#1 was eventually able to stretch her bladder to 1.5 hours and then 2 hours so it became less labour intensive for us over time.
    @sweet sparrow - our gas bill was higher than it has ever been (GTA Ontario), BUT we are in a 3000 sq foot bungalow and used to be in a 1300 sq foot townhome. Dec was an estimated month and Jan was read, so we are paying the difference, meaning that we probably used more gas than was estimated in Dec. Feb will be another estimate so we plan to put in our metre reading online. Our bill is around $300 not including our water heater rental and we have never had it over $200 before, even in the new house. We plan to do equal billing once we have been here a year.

    February goals - Hubs and I have agreed to the original thread theme of "Frugal February" for the month. No spend days are our strategy, outside of fuel for the car and groceries. Between our van purchase and two pay checks in January which did not cover our budgeted expenses we have accumulated about $4000 worth of debt on the line of credit. Our 2015 started with no debt. Please excuse my talking about specific numbers because I think we are often too shy about them, so I hope no one takes offence. Talking about numbers makes me want to deal with them head on, accountability.

    My goal is to erase our deficit outside the vehicle purchase for February which is about $500. The vehicle is about $3500 LOC debt and our goal is to pay that off within the year. We paid cash for the other 70% portion of the vehicle, so I am feeling pretty good despite the incurred debt.

    We have one more pay period that will be tight due to the smaller than budgeted pay checks, but not as tight as the past two...I should see my raise on the next one, but the damage is already done. After that pay, hubby will get his first pay check from his new part-time job and our February baby bonus will come in. These two pays will happen the week between my own pays so we should be in a better position by the end of February. I will keep you posted.

    I was looking for my January year goals to update, but may have done that in December so have to go back to that thread and look.
    Andit, Crochetlady, Ciel and 8 others like this.
    "There are more important things--friendship and bravery...."
    -Hermione Granger



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