June 2015 Frugal Chatter

[jasperandchar]

@Andit great pick, the cloud looks like a UFO (lol)

[Natalka]

thx, and for letting me vent, too!!!

[lizzie bargain]

DH and I went for a morning walk before it got too hot out. SCORE-we found a driveway full of moving boxes for free so we picked them up as my Mum is moving to Toronto next month and we will be helping her pack( I have a sister there who will help her get settled into an apartment). My sister's husband just got a job offer in Buenos Aires so if they accept I may suddenly need to visit in winter when it will be warm there-can't turn down free accomodation and endless Scrabble games. There could be some trips to Toronto to see my Mum in my future too.

[Frugalbigmama]

@Sweets parrow- He will realize down the road that you answered using your head and not heart. It's his family and its hard for him to think wisely. I had to do the same thing years ago- His sibling was a party animal and cared only about herself. She would tell me how she was saving up money for a downpayment on a house- but the night before it was to close she called him asking for the $- Which he was going to give her. I told him not to. She could party/smoke and drink, wear the newest clothing and trade her car in all the time then she could figure it out. She used another relative, had them co-sign on cars-credit cars, cleaned them out of savings/retirement money. Still a mooch to this day I hear. (oh and never bought a house to this day- Guess she didn't want to save/use her $)

[jasperandchar]

@lizzie bargain nice to have winter getaway for just the airfare & spending cash

[jasperandchar]

@Natalka vent away, we all do it from time to time. Since it's been 2 weeks with your menstruation perhaps you should give a quick phone call with your gynecologist? Hope it ends soon and you start to feel like your normal self. Hugs to you and your dh is a real gem my friend and your son is doing great with his life skills, trades & personally.

[jasperandchar]

Inquring Minds Want to Know!!!!

If you were gifted $400 what would you use it for, do with it, etc????

I am really torn with this one as I know the difference between wants vs. needs but sometimes they are both i.e. a window that has moisture between the glass - the window still functions but cannot see through it , etc. No cold comes in it, etc. but it's cloudy/milky etc.

My considerations are -

1. Add to a emergency fund as there is only a few hundred dollars in there for something unexpected or unforeseen
2. put $ towards the dinning room window which has moisture between the glass (the $ would not pay for the whole window but 1/2 of it) making it easier to replace sooner rather than later.
3. general renovation account....

Knock on wood I don't have any outstanding bills so I'm blessed there. We really don't need anything per say of course we all have wants but my needs trump the wants....

[Frugalbigmama]

Jasperandchar- I would put the money in your emergency account and once you are finished funding your renovation account for the spray foam from selling stuff you don't need I would start saving the same way for a new window if you really want it replaced sooner then later.

[Crochetlady]

@ Natalka Vent away. We all need to do that sometimes. Your hubby is a real keeper and it sounds like Milan is following in his dad`s footsteps.

@ sweetsparrow. You definitely made the right decision. People like that will never grow up and take responsibility as long as they have enablers.

$400 to do with what I want? My CC would be grateful for an extra payment.

@ Andit Hope you get feeling better soon.

[bobbiegirl2010]

I'm on a quest to reduce food waste at my house so I've started a new thread in the food section called "Post Your Leftover Creations".

http://forum.smartcanucks.ca/404771-...a/#post6406765

[Granger]

QOD If you were gifted a certain amount of $ - let's say $400, what would you do with it?

I think I would use half for needs, half for wants.

$200 - preschool cost for summer, clothing for kids, or "stock pile" (not that we really keep a stock pile but some extra diapers, paper towels...etc)
$200 - date with DH....

Now I am secretly hoping to find four big ones under my pillow. lol

[jasperandchar]

I'm on a quest to reduce food waste at my house so I've started a new thread in the food section called "Post Your Leftover Creations".

http://forum.smartcanucks.ca/404771-...a/#post6406765

I've joined your thread I don't believe I'll be any help but I'll follow along and learn something

[jasperandchar]

@Crochetlady hope all is going well

[Angela273]

General Mills FPC on save

http://forum.smartcanucks.ca/404757-...-ca-go-canada/

Thanks, I just ordered one.

[lilo0003]

Wow, surprised the FPC is still available. Thanks for pointing it out Natalka.