Originally Posted by
Colsgirl
I bank with Scotiabank (I don't pay fees as I keep a minimum balance) and i use PC Financial for groceries and gas (to get the 7c/litre back). I only use PC twice a week and don't usilize all the account has to offer. But a word of warning from one of my colleagues who does - they have zero flexibility on the account as it is all automated. His wife wrote a cheque out and mis-calculated by about $2 and they did a NSF on the cheque (it was rent so quite a big cheque) they were charged $45 and then they also had to pay the amount the landlord was charged by his bank. OK it was their mistake, but that is a huge fee. They went to the pavilion in the store to see if they could get it reduced and they were told no, apparently because the banking is free this is how PC financial make their money!