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Thread: (Almost) Free college/university-ON-2017/18

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    Mastermind Shwa Girl's Avatar
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    Free tuition is available starting in 2017 for Ontario students.
    Maximum family income is $83000 per year or less, to be eligible.
    https://www.ontario.ca/page/new-ontario-student-grant

    How to apply
    https://osap.gov.on.ca/OSAPSecurityW....xhtml?lang=en

    See if you are eligible for a grant or a loan
    https://www.ontario.ca/page/how-get-osap#section-1

    Fine print
    How many times you can apply for the grant

    The grant is available as long as you are eligible for OSAP support. However, there is a lifetime limit to how often you can receive the tuition component of the new grant. This works similarly to the current 30% Off Ontario Tuition grant.
    The tuition component of the grant is based on very simple eligibility criteria: your family income must be below $160,000 (or more for larger families). The tuition component of the Ontario Student Grant can only be received for up to:

    • 8 terms of study for full-time students
    • 12 terms of study for full-time students with disabilities

    If you already received the 30% Off Ontario Tuition grant, those grants will be applied toward your lifetime maximum for the tuition component of Ontario Student Grant.
    If you decide to study part-time, or take time off, you can apply for the grant again when you return to full-time studies.

    What you pay out of pocket

    You are expected to contribute $3,000 per school year to your education costs.
    This figure is based on the amount a student can earn (after tax) while working over a summer. By working an average of 17 hours per week, at minimum wage, for 16 weeks, students will be able to make this contribution.
    You can also put any existing savings toward the required contribution amount. Or, if you are working at a part-time job while in school, you can put the money you earn during the school year towards the contribution amount.

    Contribution waiver

    The $3,000 contribution amount will automatically be waived if you:

    • have children
    • are on ODSP (Ontario Disability Support Program) or Ontario Works
    • are a Crown Ward or have other eligibility status with a children’s aid society
    This thread is currently associated with: N/A
    Last edited by Shwa Girl; Wed, Sep 7th, 2016 at 06:40 PM.
    Ontario votes in 2018. Make your vote count. Remember your hydro and gas bills.
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    Smart Canuck
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    Thanks Shwa Girl. If I'm reading it correctly,

    free if income under $50k,
    grant if income under $83k,
    loan possibility if under $130k (or $160k, says two different amounts in different paragraphs).

  3. #3
    Mastermind Shwa Girl's Avatar
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    Quote Originally Posted by maple7 View Post
    Thanks Shwa Girl. If I'm reading it correctly,

    free if income under $50k,
    grant if income under $83k,
    loan possibility if under $130k (or $160k, says two different amounts in different paragraphs).
    Yes.
    There will be a few who do not have to earn $3000 to qualify for the OSAP grant
    Ontario votes in 2018. Make your vote count. Remember your hydro and gas bills.

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    feisty Candini's Avatar
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    Whaaaat.

    Time for Candini to get educated

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    Dancing bean paste bun Ciel's Avatar
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    Interesting that the assumption is for a part time working student over summer is not going to be spending any of that money on any costs for food, transportation or may work clothes during the summer.

    But the tuition program financing is of interest. How much academic upgrading will I have to do this year if I aspire to quest for a degree in economics or better yet, translation? Not that I have money for moving to Ottawa or York University (both offer translation degrees) in Toronto. This could be the financial puzzle project to occupy my time soon once I work out a budget for October's real life needs. Good thing I have Excel on the notebook at home!
    2017-Year of the Rooster

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    Dancing bean paste bun Ciel's Avatar
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    I need to see if Rodney Dangerfield's Back to School movie is still available to borrow. Acquiring the "it's all good" relaxed attitude is another project.
    2017-Year of the Rooster

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    feisty Candini's Avatar
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    I made an account. I requested my transcript a couple months ago just for a hoot.. good Lord my marks need to be improved.

    Atleast my English is what the French call.... les incompetant


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    Mastermind Shwa Girl's Avatar
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    Nice to see a few SCers thinking of going back to school
    If you want to keep your job you have now, online degrees would also work. So long as the school is in Ontario.

    This is good for undergraduate degrees and graduate degrees too.
    Newfiescreech, barbis9 and Ciel like this.
    Ontario votes in 2018. Make your vote count. Remember your hydro and gas bills.

  9. #9
    Dancing bean paste bun Ciel's Avatar
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    Quote Originally Posted by Shwa Girl View Post
    Nice to see a few SCers thinking of going back to school
    If you want to keep your job you have now, online degrees would also work. So long as the school is in Ontario.

    This is good for undergraduate degrees and graduate degrees too.
    At least the thinking and research parts are no-cost at the moment.
    Newfiescreech likes this.
    2017-Year of the Rooster

  10. #10
    Dancing bean paste bun Ciel's Avatar
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    Quote Originally Posted by Candini View Post
    I made an account. I requested my transcript a couple months ago just for a hoot.. good Lord my marks need to be improved.

    Atleast my English is what the French call.... les incompetant
    You might enjoy Colm Feore in the film French Immersion.
    Newfiescreech and Candini like this.
    2017-Year of the Rooster

  11. #11
    Dancing bean paste bun Ciel's Avatar
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    Just took a peek at the grant page-whoa, there are tax credit penalties (provincial and federal) tied to the grant for courses in 2017!
    Tuition and education tax credits

    For courses that start on or after September 5, 2017: you can no longer claim Ontario Tuition and Education tax credits.
    For courses taken before September 5, 2017: you may be eligible to claim Ontario Tuition and Education tax credits. Unused credits from previous years can also be carried forward.
    You can no longer claim the federal Education and Textbook tax credits for courses that start on or after January 1, 2017. The Tuition Tax Credit will continue to be provided by the government of Canada.
    Newfiescreech and Shwa Girl like this.
    2017-Year of the Rooster

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    feisty Candini's Avatar
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    Quote Originally Posted by Ciel View Post
    You might enjoy Colm Feore in the film French Immersion.
    My French is actually pretty bad haha
    My English is better, I was just being saucy.

    In High school I didn`t care I just wanted to get out and for my schooling math and english wasn`t a requirement.

    But now I`m looking into ECE and Addictions counselling, which needs English, but my marks aren`t that great.
    Newfiescreech and Ciel like this.


  13. #13
    Dancing bean paste bun Ciel's Avatar
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    You likely have an area campus that offers academic upgrading for free once you determine a learning plan with one of the staffers and commit to studies. There may also be some kind of assistance for transit fares or childminding-you can ask.

    Mohawk College has academic upgrading in the Hamilton area (Fennell Campus). http://www.mohawkcollege.ca/communit...-upgrading-ace
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    Dancing bean paste bun Ciel's Avatar
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    The Ontario Universities Fair will be held in Toronto-tomorrow to Sunday. Great way to speak to representatives of schools you are interested in. http://www.ouf.ca/when-and-where/

    http://dailynews.mcmaster.ca/article...s-and-parents/
    I saw the McMaster University link on their tweet today so put it here for all to read.

    The link to get the passport for the fair: http://www.ouf.ca/passport/
    Here’s how:

    1. Register online, with your name and email address.
    2. You will receive a personalized OUF Passport with a barcode by email.
    3. Bring your Passport to the OUF with you, on your smart phone, as a paper printout or both.
    4. If you would like further information from a university at the OUF, just ask a university representative to scan your Passport. This way, the university will be able to contact you directly.
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    2017-Year of the Rooster

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    Mastermind Shwa Girl's Avatar
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    Quote Originally Posted by Ciel View Post
    Just took a peek at the grant page-whoa, there are tax credit penalties (provincial and federal) tied to the grant for courses in 2017!
    Thanks for that update. Not too good -- the tax penalties
    Newfiescreech and Ciel like this.
    Ontario votes in 2018. Make your vote count. Remember your hydro and gas bills.

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