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Thread: 2017 Financial Resolutions (post your resolutions & updates) All welcome!!!

  1. #166
    Smart Canuck
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    you are doing great!!!!
    Ciel and macw1960 like this.
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  2. #167
    Canadian Genius
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    Cleaned up the budget before the weekend. Groceries- Just need fresh stuff. Lots of good sales this week so happy about that.
    Credit on credit cards.
    Sunday will be meal prep/cooking day to get us ready for the week. (No take out!)
    Giseledta, Ciel and macw1960 like this.

  3. #168
    Dancing bean paste bun Ciel's Avatar
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    Finally had all of last year's other money monthly sums on a page and did some calculating--if I had held off on movies or other impulse buys during Jan-Apr 2017, I could have covered my one year of bank fees, more or less.

    2018 resolution-bank fee money cannot be spent, so the debit card is parked except for deposits or planned spending of tax credits (after current month's bank fee is covered). Must determine when to open a TFSA and with whom this year. No more stalling.
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    It's about chocolate marshmallow sweets in February.

  4. #169
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    Quote Originally Posted by Ciel View Post
    Finally had all of last year's other money monthly sums on a page and did some calculating--if I had held off on movies or other impulse buys during Jan-Apr 2017, I could have covered my one year of bank fees, more or less.

    2018 resolution-bank fee money cannot be spent, so the debit card is parked except for deposits or planned spending of tax credits (after current month's bank fee is covered). Must determine when to open a TFSA and with whom this year. No more stalling.
    Doesn't sound like a fun life if you can't enjoy a movie or other impulse. Simplii is free banking! Why pay for bank fees.
    Last edited by Frugalbigmama; Thu, Jan 25th, 2018 at 05:27 PM.
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  5. #170
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    End of the month budget clean up!!

    Carried over $295.42 from the grocery budget.
    Carried over $237.81 from misc. budget.

    Tomorrow is payday so the following saving/paying is happening:
    $100 will be moved to Christmas account.
    $40 will be moved to Camp/Summer account.
    $ put in savings.

    Need to post our crap for sale and build our Summer Fun Fund! Will be doing so for sure this weekend if not sooner.

    I have $280.00 cash in my wallet. (plus some change) Will use this to stock up on groceries/household supplies so I don't have to touch my budgeted amounts. I want them to grow. We shouldn't need to much for groceries for the next week for sure (just some fruit) since I packed the fridge full on the weekend. Spent the most I had in a long time and multiples of some items. (Used change/free cash to pay so it felt free lol)

    I have $500 in CT Giftcards to use for gas for the next while. I wanted to use one the other day to fill up but the price had gone up everywhere but RCSS so I filled up there and just used my credit card. No sense paying over .15 cents more a litre for gas just because I have Gift cards. They will get used in due time. So I will save my receipts and see how long they last me (and get CT $ on the card as well )

    DS's birthday is this month. I am pretty much done for him
    Last edited by Frugalbigmama; Tue, Jan 30th, 2018 at 05:00 PM.
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  6. #171
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    Payday is Thursday so cleaning up the budget.
    Not much happening.
    My PC PTS are not on my proper card I can access. I can see them on my receipt so I'm not too worried. Hopefully next time I call in they can fix it. I haven't transferred my SDM points yet either because of this.

    $415.42 is being carried over for grocery cash (have been using change to pay for groceries and credit on credit card)
    $287.17 is being carried over for misc.

    I need to get posting our crap for sale to build our summer fun jar!!

    I put $40 cash in my envelope that I am aiming for $10 a week to use to start 2019. So far so good.

    Had oil change and signal light fixed on my vehicle done yesterday (thought lightbulb was burnt out nope darn animal chewed my wire. Guess with the cold spells we have something was hiding out in my garage) Oh well it is fixed now and should have nothing else till Fall/end of year till next oil change.

    DS- is heading into grade 9 in Sept. and will wear a uniform. I have already bought a huge lot of as new clothing for him in December for $50. All washed and stored in bin. I need to go thru his brothers stuff and see what will fit him and then get ready to post the too small stuff. We should have a enough to start him off which is great
    macw1960 likes this.

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