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I knew it was too good to be true lolol
Ok so is my best game plan as follows:
I want to make a purchase that is $95. With tax it comes out to 107.35
Transaction #1: buy $ 110 in gift cards with my credit card $110 * 45 points per dollar = 4950 points
Transaction #2: buy my stuff and pay using gift card. 95 * 15 *20 = 28500 points
maximum points earned 33450 (4950 + 28500) points?
Don't think you need to buy gift card. Even if you pay directly with your C.Card you will get both points. One is related to PC world elite card and the other from PC optimum account. They are two different categories.
Even if your card is not linked to your PC optimum account you will get PC elite specific points (like 45 /$1 at SDM) but not from PC optimum promotions.