Simplii TFSA are currently at 1.25% not including the promotion
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Think it'd be wise to let soon-to-be 18 yr olds know of the interest offer if only to help them invest any Christmas cash to earn a little interest in advance of any school-related costs (books, trip costs, school supplies or good old tuition fees) say for a spring semester.
And yes, bank stocks might be worth the investment for the longer term as part of a portfolio. Lots of good ideas shared here.