2022 financial resolutions

[Frugalbigmama]

Payday tomorrow so budget clean up.

Moved forward $ from Jan 1st to 14th budgeted money for gas/groceries/misc.

Pc Pts
#1 $448
#2 $11

Writing down every penny I spend in my day timer each day. I like being able to see where and how I spent. Have a few $0 spend days and expect to see a lot more this month.

Paid money on credit card that I am building up credit for our trip in August.

Busy with work so haven't been cleaning and posting stuff for sale yet but will get at it soon.

[HermanH]

Writing down every penny I spend in my day timer each day. I like being able to see where and how I spent. Have a few $0 spend days and expect to see a lot more this month.

Bravo! That is really going to help, when you see where every penny goes.

[Frugalbigmama]

Payday! Budget clean up.

Didn't touch budgeted $ in January for groceries, gas and misc. So a great start to Feb.
Groceries- Shopping smart and buying fresh stuff. Trying to use up freezer stuff.

PC pts are over $400. No plans to touch them till hopefully BBQ season meat sales!

[crafter]

Payday! Budget clean up.

Didn't touch budgeted $ in January for groceries, gas and misc. So a great start to Feb.
Groceries- Shopping smart and buying fresh stuff. Trying to use up freezer stuff.

PC pts are over $400. No plans to touch them till hopefully BBQ season meat sales!

I'm in awe. Well done! What a great start to the year

[coupon girl]

I managed to save $300 this month as i am not out spending going from store to store ,or thrift shopping .Just starting to venture back into stores .

[Giseledta]

ok.. i am keeping track of stuff...

Jan-
Swagbucks.- 50.00
price match - 115.54
airmiles used 40.00
kellogs gc - 10.00
pet smart discount- 3.90
pc points earned.. 212 800

total - 432.24

Feb goal .. is less.... lol. i am working on using up what we have... pantry and freezer are both full. i may do a costco run.. need to renew... and use the cash back. also... i want to make sure we are good on baking stuff... ( i am concerned ...)
all in all .. groceries need to be reined in money wise.. it is .. horrible...

[crafter]

One of my financial resolutions this year is to track my saving on items I put more effort into making at home via scratch, growing or alternative cuts. I don't count "normal" home cooked meals but I factor in "saving" food before expiry etc as well as homemade.
18.00 saved Pork loin roast (instead of the 30.00 steaks DH really wanted) and we got 2 meals out of it
2.50 sprouts homegrown
4.00 chocolate chip cookies
4.50 dozen homemade buns
4.00 lasagna (saved wasting cottage cheese, spinach)

[Frugalbigmama]

Had to shop for work so planned it with a PC point offer. $15 PC pts for me.

Paid the 1st 1/4 property taxes today. (due Feb 20th) Glad to have that done and out of the way.

[Frugalbigmama]

Payday next week so cleaned up the budget today.

Groceries- We don't really need to pick up anything this weekend. We are well stocked up on fresh stuff.

Bills paid.

Crap sold. Have $120 cash in an envelope. Hope to start posting stuff for sale next week and build the stash.

PC PTS.
$455 on card #1
$21 on card #2

[Frugalbigmama]

Worked on my taxes yesterday and figured out how much to put in my RRSP to offset the extra income. So happy to have that done!!!

Groceries- We are eating well. Using up stuff too.

No plans to touch my PC pts this month. Let them build slowly.

[Giseledta]

ok.. so .. spent part of the week .. playing with money stuff...
all in all.. i have a pretty good plan..... dont worry..i am sure i will mess it up. lol.

i am considering making a plant order ... hmmm. still weighing options.. i think it would be more cost effective for me to order what i need then to wander aimlessly though garden centers...

[Frugalbigmama]

ok.. so .. spent part of the week .. playing with money stuff...
all in all.. i have a pretty good plan..... dont worry..i am sure i will mess it up. lol.

i am considering making a plant order ... hmmm. still weighing options.. i think it would be more cost effective for me to order what i need then to wander aimlessly though garden centers...

Sometimes it is fun wandering aimlessly through garden centers

[cath007]

Great thread!!! I love to read everyone posts!!! With the increase of prices for grocery and in general life I will need to plan better, wisely and safe every cents of my remaining money and stick to it.. and yours posts inspired me!!! So thank you for those who are contributing to this thread !!! And you know I discovered long time ago couponning,price matching and just watching the price and I wanted more for my money!!! because I had less money ..and I dont regret to had discovered those tricks.-tips.If only more people could do the same haha

[cath007]

As that beeing said...I regret to not having simple finance skills...nobody in life appart my uncle talk to me about how to spend money in life.do a budget and etc...Only 1 time after my mother was dead he did me a 4 years budget with the total ineritance money I received. to back to school and working in 4 years but that did not happen so now I am on my own to do my budget with what is left remaining....
huh...I dont know where to start....any idea tips are welcomed!!!
Do you do it by week,by month...categories,subs categories? Thanks

[cath007]

As a reference I live in appartment with my father for the moment and we put our money to divide by 2 all of the expenses.I paid the home insurance and my life insurance on my own.I dont have my driver course so I dont own a car..but my father is...He is paying for those expenses on his own.I pay for my medication and my father does the same.
Other things like grocerie, accounts,and appart we slipt.I pay my clothes and he is doing the same too He as a cellphone and paid for it..I dont own a cellphone for the moment but it is something I need in the future for seaching a job( I want to search a part time job to built my hours and be on prets et bourses with life project next year)
so now the categories I am thinking to put in a sheets are

Renting
Groceries
Medication
Accounts
Misc.expenses
Clothing
Entertaining
Emergency fund

Thanks for reading I am conscious i made long post and if you are not interested just ignore it.