January 2020 Frugal Chatter

[Thatdone]

Don't forget to save your PCoffers!

Thanks for the reminder, I kind of lost track of what day it is with all the holidays

[cath007]

Good earlier evening everyone!!!! Happy New Year!!! I really have to be frugal and keep track of my expenses in 2020.....

Had an awesome lunch at my father aunt house.They are good people not judging.We had fun.I am so still full hahhaha...I brought a Christmas log.We had rosbif with gravy and mashed patatoes,shrimps and cocktail sauce,dip and vegetables,fresh bread,2 types of salads,4 varieties of cheeses and grapes,sugar pie and coffee..after that we had chocolates,nuts and coffee


Wishing everyone an awesome evening and night!!! Where the hollidays did goes only 4 days left before returning to school...I am stressed to have a new schedule...

Wrothe to my fb a happy new year to my ''friends'' and wrothe a e-mail to my mother brother (my uncle) to wish him happy new year too

[greentires4me]

Last month was a non frugal month due to Christmas and birthdays.

This month seems looming as I over spent out of my means. And my debt management program will be coming out of my GST.

I am doing laundry...I have 12 credits left on my card. That’ll have to last me until next month.


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[cath007]

My birthday is in 2 weeks...wow cannot believe I will have 35 years old..I am old lol

[cath007]

I cannot order my chapmans coupon...the system dont recognize my adress...so frustrating

[coupon girl]

Just printed 19 pictures out on the Walmart website-I want to have photo memories of my grandkids (mind you I am selecting a few good ones over the years ,plus the grown kids may want a few ,so 45 pictures are coming soon

I wish I could do the bundle of 100 as its a tiny bit cheaper but my old desk top freezes around 25 pictures and when I go to refresh the page I have lost every picture ,then I have to start all over again -cant wait to get them

I really need groceries but I have to watch Ashlyn on Thursday as she is still off school and they are finding people who want to watch her (I get her tomorrow) still plan to go to seniors day at shoppers then son will pick her up on his way home from work at 4.45.

[Angela273]

Yesterday I cashed out both rebate apps. Let’s see when they arrive. My Tylenol (CO51) and Quaker (Caddle) receipts were approved. I also did a couple more Caddle surveys before cashing out just now.
CO51$31.10
Caddle $40.22

The offers refreshed last night and Caddle has the Quaker offers again. I plan on going shopping today to take advantage of them again.

[coupon girl]

Morning went to pick up Ashlyn at 7.00 a.m -we painted and played with playdoh already ,hubby just took her to the school playground across the street

I will take her to McDonalds (for a treat)and I will use a coupon for me

Angela I hope to take advantage of the quaker caddle offer and the Scotties Kleenex one also -maybe I can run into fortinos with Ashlyn to get a few items as they sent me an offer spend 30.00 get 3,000 points

[Ciel]

Happy New Year to all! New Year, new chance at 20/20 vision, fresh outlooks! Thanks @lilo0003 for new thread!

Watched more TVO programming on New Year's Eve, then Mom wanted to see NYE celebrations so we watched some of Rick Mercer's 11pm show and some of the Dick Clark Rocking New Year's Eve Show (yes, Times Square made an impact on Mom). Sibling went to a family wedding. Have noticed some photos online!

Yesterday Mom wrote some cards (and I made sure to get them into a mailbox before 9am today). I got partially into reviewing 2019 numbers and I have gone online to see what the #MoneyMasterClass Twitter crowd have done to date in January. Good hard questions so far there. Yes, I really did spend $310 on pop last year!

One interesting thought that won't be frugal if I do this-get paint for the main bathroom. It's time for a fresh colour and likely a new shower curtain. Mom seems on-board and sibling is away for three days so I could swing the deed. Just need to figure out do I get by on one quart or spring for the pail (but I'd like a trim can of paint in white for the room plus anything left over I could use on my closet and bedroom door)--will measure the walls and do some math. I know the colour and it's yellow! Need masking tape and maybe a tiny trim brush-I have a 1-1/2 inch one that is still good plus small roller brushes and a can of radiator paint.

I pulled out the garlic soup and French lentil salad recipes from my binder. This is the week to try them--in dire need of some different things to eat prior to Christmas.

HST amounts are out tomorrow in direct deposit accounts.
LIFT NRTC is available for 2019 income tax returns for anyone who had a low income year (thanks to @tjthemanto for posting that info last year).
Had any personal changes in the family last year? Might be needing to update your TD1 form for personal tax credits at your payroll department!

Canada Post stamp rates change on January 13! https://www.canadapost.ca/cpc/en/our...=announcements

Rexall is showing 10% off 10pk stamps starting tomorrow in its flyer...

Some stores no longer stock single-use grocery bags---take your totes with you everywhere just to be sure!

[Ciel]

@coupon girl Last week on Dec. 30 I saw that Shoppers Photo had a 14 cent print sale if one had 100+ prints to submit. Hope that offer comes around again but without the print limit-I have some photos I'd like to print for my album. Have to see if the photo kiosk is working again (out of order a few days ago).

[Giseledta]

just sending a hug out to SassyAshley hope all is well .

[Giseledta]

ok..
todays money master class was a easy one. so that is done. still working on yesterdays... core values.. i figure i will take a bit with that one.

i ended up with 2 kids, instead of 4 today. and that is ok.
1 is.. stuggling , she was off for a week and a half. i am hoping a good nap will help.

middle child goes back to school tomorrow. sigh. i hope they skpe more this semsester

ok. today frugal .. orgaising coupons. might call a few places as well for some. however i am a wuss and my ansixity get the best of me .. email is better. not as .. productive.. but better mental health wise.

[coupon girl]

ceil- walmart pictures are .13 for any amount ,so i am able to do it at home on my desktop computor and it would be cheaper if i did 100 or more but i can only do 18-25 at a time then my computer freezes and I lose all the ones I have saved in the Walmart phot lab-maybe from all the clicking and scrolling up and down.So far I have done 40 pictures .

I took Ashlyn to mcDonalds for lunch still cost $10.20 she had a happy meal and I had a coupon for a 3.00 cheese/egg bacon bagel and I had a tea .She was so good ,then I took her into fortinos for a few deals I wanted
(4) quaker oatmeal 1.99-buy 2 save 3.00=.50 a box
(2) quaker mini rice cakes 1.99-buy 2 save 1.50 I think 1.24
Scotties 6 pkg kleenex 4.99-1.50=3.49

saved 9.00 plus spent over 30 and got 3,000 points form fortinos

Nice gesture of the day an older customer in front of me said what a beautifull granddaughter-I said thank you. I was then told she wasn't blessed with grandchildren,she patted Ashlyn on the head and paid for her groceries and said to me "can I give her the raspberries I bought please " I said sure and Ashlyn thanked her and said I love raspberries,nana "she was a nice lady" Thought I would share as it was so kind of her .

[Frugalbigmama]

Dinner at my mom's tonight. I am bringing the fresh bread and green beans. It's our little gift exchange.
I went to RCSS today. 40 ok of Quaker granola bars for $2.94. Ds is set for his lunch the next month. I bought 1 4pk of wrapping paper for $1.74 and 3 packs of tissue paper for .54 each. That is it for my stock up of Christmas wrap etc. Paid with change from casino win.
I also made a Hollister order. $56 total. Boxers for both boys for Christmas 2020 and a shirt for DS's birthday.

[barbis9]

Happy New Year to all! New Year, new chance at 20/20 vision, fresh outlooks! Thanks @lilo0003 for new thread!

Watched more TVO programming on New Year's Eve, then Mom wanted to see NYE celebrations so we watched some of Rick Mercer's 11pm show and some of the Dick Clark Rocking New Year's Eve Show (yes, Times Square made an impact on Mom). Sibling went to a family wedding. Have noticed some photos online!

Yesterday Mom wrote some cards (and I made sure to get them into a mailbox before 9am today). I got partially into reviewing 2019 numbers and I have gone online to see what the #MoneyMasterClass Twitter crowd have done to date in January. Good hard questions so far there. Yes, I really did spend $310 on pop last year!

One interesting thought that won't be frugal if I do this-get paint for the main bathroom. It's time for a fresh colour and likely a new shower curtain. Mom seems on-board and sibling is away for three days so I could swing the deed. Just need to figure out do I get by on one quart or spring for the pail (but I'd like a trim can of paint in white for the room plus anything left over I could use on my closet and bedroom door)--will measure the walls and do some math. I know the colour and it's yellow! Need masking tape and maybe a tiny trim brush-I have a 1-1/2 inch one that is still good plus small roller brushes and a can of radiator paint.

I pulled out the garlic soup and French lentil salad recipes from my binder. This is the week to try them--in dire need of some different things to eat prior to Christmas.

HST amounts are out tomorrow in direct deposit accounts.
LIFT NRTC is available for 2019 income tax returns for anyone who had a low income year (thanks to @tjthemanto for posting that info last year).
Had any personal changes in the family last year? Might be needing to update your TD1 form for personal tax credits at your payroll department!

Canada Post stamp rates change on January 13! https://www.canadapost.ca/cpc/en/our...=announcements

Rexall is showing 10% off 10pk stamps starting tomorrow in its flyer...

Some stores no longer stock single-use grocery bags---take your totes with you everywhere just to be sure!

@Ciel What is LIFT NRTC?