Points And Prizes - Sheknows

Anyone a financial person? Mortgages mostly...the interest rates are really cheap right now and I am locked in for another 4 yrs. Can I break my current and get a cheaper rate and if so what kind of penalty would I face?

for those of us playing stratchix:

1. Volo Media Ltd will attempt correct distribution of all prizes, but no guarantees can be made. In the case that Facebook requires Scratchix to make changes to its functionalities, Volo Media Ltd will have to comply. Volo Media Ltd will in no way be held responsible for prizes that you didn't receive. Remember: this is a game, for amusement only.

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Originally Posted by moonglow

I hope they don't do the same as Facebook where you have to read the books on line. I can't see well enough to do that. I wrote Harper Collins, and all they would say is that there are going to be changes and "keep tuned". Crap! I loved those free books!

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It doesn't look very promising - I took their survey and there
were several mentions of Ebooks and how much you'd be willing
to pay for s/h - I tried to read books online but it bothered my
eyes - anyway I prefer to have the book in my hands then I can
read whenever I want. As far as shipping, I expressed that a
moderate fee may be acceptable. Looks like they are trying to
cut down costs; very logical for them and not so beneficial for us.

This week's code word is MEALPLANNING for 450 points! Redeem your points now. Good thru 04/25/09

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Originally Posted by smb127

OH I just heard this on the radio this morning and thought I would pass it on those of you that are prego and have morning sickness.

Take heart, a study done in Toronto says that those mothers that suffer from morning sickness will have smarter than average kids. Why they did this study is beyond me, but at least you know your upchucking is make your babies smarter. LOL

I now wish that my mom was sick with me, but she wasn't so it is her fault that I am not a super smart person!! That is my story and I am sticking to it. LOL

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i was deathly sick with ryan. did the study say how many of these smarter than avg kids are also ADHD :shock:

*sigh*

This week's code word is CUTCALORIES for 450 points! Redeem your points now. Good thru 04/25/09.

morning everyone,

thanks for the words..dh got a bonus from work, so we are shopping today :) gonna buy last of things from bathroom and go look at camper, we've wanted one for awhile so hopefully can find one we like.

Way to go on the bonus Haunish...isn't i t nice to get some extra money unexpected? Its like you robbed a bank... :)

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Originally Posted by amycrows

Way to go on the bonus Haunish...isn't i t nice to get some extra money unexpected? Its like you robbed a bank... :)

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lol..thats exactly what it feels like..we are also going to pick up cell phones, about time we break down and get some. we are trying to make a list so we can decide which we need and want more but the camper will be nice we fish so much will definately be used

I would suggest if ur getting new plans with the phones to get prepaid...much cheaper in the end as you do not have to pay the stupid gov't fees monthly.
Have fun! Think of us while you are shopping !!!

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Originally Posted by amycrows

I would suggest if ur getting new plans with the phones to get prepaid...much cheaper in the end as you do not have to pay the stupid gov't fees monthly.
Have fun! Think of us while you are shopping !!!

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Thats what we were thinking of getting, wont be giving out number to many so think that would work best for us.

Thanks, i so rarely get to go shopping for big items, it will be fun. But told dh we are still looking around for best deal..lol

good morning everone
thanks for the words
i am repping where i can before it breaks again
:angel10: do you need a hug?
heres a big one from me. i hope your spirits are better soon:love7:

Hello folks - have a great Thursday! Thanks for the words and the smiles : )

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Originally Posted by RTlady

It doesn't look very promising - I took their survey and there
were several mentions of Ebooks and how much you'd be willing
to pay for s/h - I tried to read books online but it bothered my
eyes - anyway I prefer to have the book in my hands then I can
read whenever I want. As far as shipping, I expressed that a
moderate fee may be acceptable. Looks like they are trying to
cut down costs; very logical for them and not so beneficial for us.

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you are absolutely right , I hate e-books too .no fun in reading if you cant smell 'em or feel them in your hand.:cry:

tks for the words. still can't rep. grrrr