Points And Prizes - Sheknows

[flip]

just popping in to say hi and a great big thanks to all of you who work hard to find those words we are addicted to.....i'll never get my house painted...between company and now this danged flu...oh well maybe i'll be done by christmas unless i find help...lol

[NSangel]

GUESSS WAAAAAAAAAAAAAAAAAT!!!!!!!!!!!!!!!!!!!!!!!!!!

[kaela]

well what? is that the 50.0 gc from the contest?

[haunish]

Oooh, did you finally get your prize?

[NSangel]

well what? is that the 50.0 gc from the contest?

no kaela my honey.

IT'S THE BIG $500!!! G/C.

woop woop!

and now the hubby wants to buy tires :S so much for eating out. i want dinner out dammit!

ARM: nice to have you back in. thanks for letting us in on what was going on! so glad to hear you guys reconnected. i've been married (counts on fingers), 19 years, and there are days we coulda strangled each other. time apart is good.

[roseofblack25]

cool 500 congrats!

[NSangel]

I've never used one before, what i do? just swipe and go? no pin? it's visa...

[haunish]

Nice $500 , I would at least get a dinner out of it..lol...an say you won it its the least you can get...have fun

[roseofblack25]

ya I think you use it that way just swipe it I would assume
I have never used one either, I barely know how to use my debit, mainly cause they charge me $1 everytime I use it or take money out of the bank grr

[kaela]

if you won it you get to go to dinner. i have a mc like that its reloadable, i use it for travel and internet buys. with mine you just swipe it its a debit card and you sign a copy. don't lose it, anyone can basically use it. the good news however you don't have to worry about identity theft/fraud, and they can only take whats on the card. keep the card after its a good safe way to shop online

[seekthetruth]

Congrats NS. I got my stuff I ordered today too. The cinderella doll is beautiful!

[NSangel]

just reading the fine print. the card is NOT reloadable. (damn).

i have to pay 3% of the transaction amt plus whatever the xchange rate is because it is a US one. (how much is the xchange rate?? are we about equal?). so there's 15 bucks gone already. (3% of 500).

i hope it don't all get sucked up into fees. i gotta find the xchange rate...

wait..i'm confused.. my money is in US funds, the transactions are in canadian..don't they have to convert to cnd??? argh, too damn confusing..

"if a card is used to make a purchase outside the US, visa will convert the local currency amt of transaction to US$

okay...

i'm screwed right?

nice seek! you gonna post a pic for us?

[roseofblack25]

hmm i think our canadian dollar is .97 in american so you lose 3cent on every dollar if you were to spend all 500 now

[roseofblack25]

i hope i did that right so if you spent all the money today you would lose 30 on that 500 I think for the 3% amt whatever that is then the exchange rate

[NSangel]

rose, i think it works out the other way. it says they are converting the purchases to american dollars.

so $100 canadian purchase, cost 96.63 in US$. so they don't take as much off my card.

but when they add on the 3% conversion fee, it puts it almost back up to $100.

so i should be ok.