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Thu, Jul 21st, 2011, 01:44 PM #16
Some institutions consider more than one credit card a bad thing, I believe that having more than two is considered quite negative.
Voluntarily closing a credit card is different to having one closed on you. For instance you apply for a new LOC at the bank, and they say you they will close your credit card to open it ... affects your score in a totally different way to you voluntarily closing a card.
These actions are associated with a reason ... closing a credit card should not negatively impact you, especially if you still have two other forms of revolving credit.
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