About paying with credit card

[Dadsaver]

A quick question:
Would you pay $5 or less with a credit card at a supermarket?

[2010ontest]

I try to use the hard piece of money accumulate in my pocket when I have less than 5$ to pay... You could be surprise how many money we could accumulate in our pocket!

Often I have more than 20$ in little piece!

[IMLN]

I never have $ on me, i'm such a plastic person!

[super_e]

If I'm at Loblaw's, Maxi or Provigo, I would pay with my PC Mastercard and get the points for my purchases and for bringing my own bag. If were to complain, I have prepared a speech about how these stores harassed me to get the card, so damn right I'm gonna use it whenever I can! (no one has ever complained).

If I'm at another store, I would most likely use cash, provided I had it on me. I have in the past purchased things I didn't need so that my total would be a bit higher and I could pay by credit card without feeling guilty.

[MiaowTheCat]

I always pay small amounts with cash. Usually stores also have a lower limit to which you can apply a credit card as well. DH annoys me, he only carries around pennies and plastic LOL.

[GeorgiaK]

I am not a credit or debit card kind of person. I like cash, so yes, cash it is for me.

[ericaraina]

I've put .25$ on my credit card before....
I neverrrr have cash!!! mtlcouponer had to lend me a nickel to get my rimmel lipgloss the other day

[Cher_montreal]

Paying is [for me] a very painful experience... somehow debit hurts less. but I do Not own a credit card... I think its a scam =X

but Im seriously considering getting the PC points card... does it really pays off?

[Dadsaver]

If I'm at Loblaw's, Maxi or Provigo, I would pay with my PC Mastercard and get the points for my purchases and for bringing my own bag.

That's the exactly the why of my question. I don't know if it might seem greedy to pay $3 dollars with a cc, as it has happened to me, to get 30 points and $0.01 cents per bag. It could just be a silly prejudice of my own.

For Cher montreal, I would say yes. If you apply before March 31, they will give you 40 000 points plus 5 000 if you apply online (that's $45). What I find the most appealing of this cc is that once you accumulate 20 000, you can redeem them at any participating store. The return rate of this card is 1%--you spend $2000 to get $20--so you might take this feature as a cash back.

[AnnieP]

Paying is [for me] a very painful experience... somehow debit hurts less. but I do Not own a credit card... I think its a scam =X

but Im seriously considering getting the PC points card... does it really pays off?

Oh yes! it worth it. But, you must pay in full your account each month, otherwise this (interest) will cost you more then what you get. Me, I put all my bills on this (cell phone, cable, insurance, etc). That way, I "earn" points and keep a trackback of all my transaction.

[p4eli4ka]

A quick question:
Would you pay $5 or less with a credit card at a supermarket?

Yes, I pay, even 1$. If I have a change I keep them for my kids

[Dadsaver]

"But, you must pay in full your account each month, otherwise this (interest) will cost you more then what you get."

A vital remark you make, Annie.

[YOU AND ME]

I put everything on my CC i rarely have cash.

[Cocoa]

Yes i would and i do. It's pretty much the same as everyones mentioned above. As long as you use it responsibly i don't see why not. I have a cash-back card and leave my cash for places that don't accept cc(i.e.dollar store).

[AnnieP]

Totally agree with Dadsaver, You and Me and Cocoa. I don't remember last time I take my debit card as I don't remember when I pay "cash". A lot easier for me...
I still need a big wallet to keep the bills from purchase (I empty it every night).