insurance info needed

[rombursuc]

Hi all!
I'm a smart canucks user and this is one of my few posts in this section. So hello to all of you and thanks in advance for any help.I know they're amazingly knowledgeable people here and I need you advice. We need extra life insurance(limited term) and I was wondering how to go about it. Get an insurance broker? How does one go and find a trustworthy one? Go with the banks? What do you think?

thanks again!

[ashedfc]

If you are in Ontario, I may be able to help.
Let me know what you are looking for.. & I can provide you with a quote..
Ash
Financial Advisor
www.edfc.ca

[rombursuc]

sorry, not in Ontario

[Gsxrboy]

check out the following website to find out some insurance brokers in your area.

http://www.insurancehotline.com/video-lp/

Some banks as well offer term insurance for example RBC.

[ashedfc]

Life Insurance, you should always deal with a Life insurance company..
Like Manulife, Sunlife, Transamerica life, Empire Life, Equitable life, Industrial Alliance, Desjardins Life, Assumption Life, Canada Life, BMO Life (formerly AIG), RBC Life (formerly Unum provident), etc.

I would personally recommend Equitable life; only because they are at present a mutual company (which means no shareholders & owned by policy holders); but very soon, they will get demutualized, where all policy holders will get shares of the company; & those profits will come for free (it will be apart from your existing life insurance policy)..

Their rates are also very reasonable (& very comparable in the industry). For a short therm liability, always use 10year term.. it costs less & provides you with a substantial amount of coverage at lesser cost.

Its the same across Canada, irrespective of the province you live in..