Originally Posted by
jasperandchar
I like the jars or envelopes, this is an example of 1 weeks cash out (does not include my payments such as mortgage, car insurance, etc)
$150.00 for gas (as dh must drive 1 hour to work 5 days a week)
$100.00 for groceries
$20.00 for church
$25.00 for miscellaneous (clothing, stamps, movie rental (which we have not done in well over a month, anything that is not food related)
And if there happens to be a birthday or something I add it in)
THE GAS TAKES A HUGE BITE OUT OF OUR BUDGET!
I've never really been one to use credit cards (CC) only in emergencies and I must admit I have not EVER done a SDM redemption :shock: as I find that there is never enough sales at good prices to make it worth my while.
I don't go out of my way to get airmiles or other reward points but having said that I am rural and stores are 20 to 30 minutes away (Independent Grocers, WM, GT) and Sobey's and FB, Loblaws, RCSS are 1 hour away so it's not worth the cash/gas.
I also have OCD with driving issues so I cannot drive 1 hour away it's totally impossible to for me BUT dh does work only a few minutes away from the 1 hour stores but he almost always strays from the list...so ends up costing me a a little extra when I send him.
I am thinking about purchasing WM Gcs with my WM CC and then paying it off right away when they hand me my GC, this way I do get the 1.25% for shopping at WM, this is the ONLY credit card I find gives me the best rewards for my $ and I go to WM weekly.