Ring in the Savings - January 2014 Frugal Chatter thread

[jasperandchar]

A question for you ladies, have you seen ground beef (just the regular kind) no tubes, on sale for this weeks? Thanks in advance!

lean ground $2.49lbs at Independent Grocers (ONT) also I got a pc offer for ground beef so check your emails.

[SassyAshley]

I do not have a will, but I also have no kids or significant other. Right now any benefits I have are to go to my mom.

Now my mom on the other hand had a will since we were small and I know there were some family issues when she went to change it as she removed some family members we really have no interaction with. Some people did not like what she did as they felt they were family and interacting or not they are family and should be left in. My mom has also always been very vocal about her wants so really there are not many questions left to be answered as she has even planned the music and than she wants played.

[jasperandchar]

Okay I need some insight here-especially from you Ontario folks. I grew up in SW Ontario and I am considering moving back over the next few years. I do believe that housing and food are cheaper there but I think property tax, sales tax and health care may be more. I will have to look into the income tax rates. I believe the winters are generally milder than Calgary although I know this year has been cold there. I also like the idea of a longer summer, spring and fall although I guess I would have to run an air conditioner in the muggy summers! Debating whether it is worth it to give up free healthcare and no sales tax and pretty decent senior benefits in the future to live back around the Great Lakes and better weather and US shopping! So help me out here and tell me what you do and do not like about living in Ontario-thanks. LB

sounds like you have really done and are doing your homework before making any final decisions . I am rural and I pay just as much taxes as the closest small town and we are on a well (not town water), no garbage pick up (go to the dump regurlarly) and not on TOU Hydro, if I could move to another province myself it would be Quebec as it so much cheaper their to live (housing, groceries, +++), however there income tax is higher than in ON where I live.

We have a waterfront cottage (cottage is not finished in or outside but liveable) and is was crazy cheap compared to Ont. waterfront properties, we also purchased a 2nd lot a few lots down from ours with the boys $ (we put $25.00 a week in an account for them since birth), if we had to move I would move to the cottage and go off the grid with solar etc.

Sounds like you have a good thing going on out in AB but home is home so if Ont. is where you want to be then continue on with your research and when the times comes you will have all your ducks in line to make the best decision at that time.

[jasperandchar]

Asheley's Thursday Question of the Day (grocery list)

I will hopefully be pming most on the weekend

NF
1 litre choc. milk (treat) $1.00
Dole salad bags $1.00
(8) No name hamburger or hot dog buns $1.00
Danone Silhouette yogurt $1.00 - $1.00 coupon tare pad = FREE

Target
McCain Superfies $2.49 - $1.00 = $1.49

FB
Frank Red hot sauce (2 pack) for dh if he likes the flavours $3.99
.88c for pack of mushrooms

Independent Grocers
$2.49 Lean ground beef (plus pc point offer for me)
Sliced Olives in jar $1.00 (for pizzas)
Rice Crackers $1.00 (nice treat for kids & lunches) $1.00
So juicy $1.00 (never tried but kind of curious)

HAS ANYONE TRIED SO JUICY FOR CHICKEN????

Also need to check out FreshCo. flyer yet...

AND dh is going to Mike Deans today after work to get the
Kraft 345ml salad dressing 2 for $5.00
Beatrice yogurt 2 for $1.00
1 Litre Heinz ketchup $2.97
and whatever else was on my list, I can't remember

[MrsSunshine]

no bacon here Nancy... LOL

after showing dh all my goodies.. he wants to go back LOL

[jasperandchar]

Inquiring Minds Want to Know!!!

What are everyones plans for the weekend with the warmer weather coming (fingers crossed)?

[LuvToUseCoupons]

I have not seen any on sale this week other the tubs at Food Basics. Not sure if maybe a store outside of Ontario has it on sale and you can try to price match at Wal-Mart.

Thanks Ashley...I thought maybe I might have missed it, even though I was looking for it.
We really want tacos this weekend, might just pick up some for that, until I get a sale.

[jasperandchar]

no bacon here Nancy... LOL

after showing dh all my goodies.. he wants to go back LOL

go for it and have fun together you got some amazing bargains or should I say almost free items, like someone said better than the $ store, go for it not too often things are those prices

[LuvToUseCoupons]

hope you feel better soon (hugs)

Thanks Nancy.

[MrsSunshine]

Im having an awesome day.. my KA Processor came today too.... even offered the mail lady dinner at 5.. she nearly fell over in the snow drift turning around to give me this huge smile and a thumbs up sign. LOL.
not sure if she knew what it was or not.

[jasperandchar]

Inquiring Minds Want to Know!!!

What are everyones plans for the weekend with the warmer weather coming (fingers crossed)?

1. Put the last 3 sheets of plywood on the shed
2. Bring down Rubbermaid lids from the shed (roof cubby) kids can do that
3. Put the last 2 rubbermaids of Christmas decor outside (once I have the lids)
4. Fill out paperwork for QC long form birth certificate (needed for passport application)
5. Groceries
6. Dollar store to check on Knorr stock (fingers crossed) & accordion folder for 2014 filing system
7. Tidy up stockpile

QUESTION for you SMART ladies!!!!

Can my inlaws be our guarantors on passport applications as they don't live with us, does anyone know??? It seems that the gurantor has to have a current passport which is different than the way it used to be, kind of weird oh well - thanks in advance

[jasperandchar]

Im having an awesome day.. my KA Processor came today too.... even offered the mail lady dinner at 5.. she nearly fell over in the snow drift turning around to give me this huge smile and a thumbs up sign. LOL.
not sure if she knew what it was or not.

Well don't be surprised if your mail lady shows up for dinner .

I don't buy lottery tickets but I think you really should go buy one today, isn't there a draw of some sort tonight or tomorrow or pick the #'s and get your dh to pick it up for you as you are on a winning streak and would love for it to literally continue!!!

[MrsSunshine]

Plans for the weekend..
apply for work.
go shopping.
maybe visit parents
put away goodies.
try out new processor.



your question? not sure my Mom was ours. maybe call the passport office and ask them. i wouldnt' want to answer incorrectly.

[jasperandchar]

Plans for the weekend..
apply for work.
go shopping.
maybe visit parents
put away goodies.
try out new processor.



your question? not sure my Mom was ours. maybe call the passport office and ask them. i wouldnt' want to answer incorrectly.

Apply for work sounds like you made up your mind!

Have fun with your new pocessor

I know you don't live with your parents so she was the guarantor for all of you and was that recently? If so then I should be okay if it worked for you, however, our passports are really really expired I wonder if that makes a difference....sorry for all the question my dear

[MrsSunshine]

no that was like nearly 2 years ago. maybe more. she signed for all of us yes.
a priest can also sign if that helps.