Free money from TD if you live in Fort McMurray
My brother's girlfriend works for TD, she said you can just call them up and say you need money and they will give you money in which you don't need to pay back. You just have to live near Fort Mcmurray and a TD customer. You don't even require any proof. It's free money for the taking.
She has authorized up to $300 since. That's just because no one has asked for more. Most people call in to ask for $100. I suspect you could get $500 or even more if you ask.
I personally find it unjust that they would force communism on other customers, externalized the risk to them unknowingly. But if you are in need, it is a good option. I also find it uncool that they don't publicize it, so even people in need might not be taking advantage. So if you know someone who can use a few hundred, tell them!
If you are a TD customer and you find it unfair, you should call them up and argue. Even if you are not in the area, you might still be able to hustle a better deal with your account, get some money for your personal misfortune. Just say how you find it unfair that they are imposing involuntary communism on you.