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Thread: 2.25% interest - PC Financial - to December 31/16

  1. #1
    Mastermind Shwa Girl's Avatar
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    https://www.pcfinancial.ca/rate/

    Enrol to earn 2.25% interest until December 31, 2016 on new deposits to your President’s Choice Financial® Interest PlusTM Savings Account (IPSA).



    Call 1 866 674 5613 or visit an in-store pavilion to enrol today.
    Don’t have an IPSA? Call or visit us in-store


    *2.25% Rate Promo Offer Terms and Conditions (September 1, 2016 – December 31, 2016)


    The President’s Choice Financial® promotional interest offer (the “Offer”) is available to all Eligible Accounts between September 1, 2016 and December 31, 2016 (the “Offer Period”). “Eligible Account” means an existing non-registered President’s Choice Financial Interest PlusTM Savings Account and/or Interest First® Savings Account and any President’s Choice Financial Interest Plus Savings Account that is opened during the Offer Period. Only primary account holders are eligible for the Offer.


    • To participate in the Offer, an Eligible Account holder must enrol for or accept the Offer during the Offer Period by calling 1 866 674 5613, visiting an in-store President’s Choice Financial pavilion or hub to speak with a customer service representative or by accepting the targeted online offer through online banking.
    • The special annual interest rate of 2.25% is a combination of the regular annual interest rate set by President’s Choice Financial payable on an Eligible Account balance (“Regular Interest”), plus promotional interest (“Promotional Interest”) that is calculated for the Offer Period on the Additional Balance as defined below.
    • The Promotional Interest is calculated on December 31, 2016 on the portion of the Eligible Account’s average daily closing balance during the Offer Period that exceeds the closing balance as at August 31, 2016 (the “Additional Balance”) to a maximum of $500,000 in Additional Balances aggregated across all of an account holder’s Eligible Accounts. The daily closing balance in any Eligible Account opened during the Enrolment Period will be deemed to be $0.00 until the date a deposit is made in the Eligible Account. If an Eligible Account is overdrawn as at August 31, 2016, the closing balance is deemed to be $0.00. Promotional Interest will not be paid on existing funds that were in a President’s Choice Financial account as at August 31, 2016 and are transferred to an Eligible Account.
    • All Promotional Interest $0.50 or over will be paid in January 2017 into a single Eligible Account held by a primary account holder. Promotional Interest will not be paid unless at least one of the primary account holder’s Eligible Accounts is active and in good standing as at December 31, 2016. If a primary account holder holds more than one Eligible Account, Promotional Interest will be paid to an Eligible
      Account in the following priority sequence:
      1. to the primary account holder’s Interest Plus Savings Account, if it is active and in good standing; otherwise
      2. to the primary account holder’s Interest First Savings Account, if it is active and in good standing.

      In the event the primary account holder has more than one of the same account type, Promotional Interest will be paid to the oldest account that is active and in good standing
    • Eligible Accounts will continue to earn Regular Interest on balances, calculated daily and paid monthly.

    Offer is non-transferable and cannot be combined with other promotional rate offers. The provider of President’s Choice Financial personal banking services (the direct banking division of CIBC), reserves the right to cancel or change the terms of the Offer at any time, and revoke the Offer for any customer who appears to be manipulating or abusing the Offer, or is engaged in any suspicious/fraudulent activity.
    PLEASE NOTE: Regular Interest rates are subject to change at any time; visit http://www.banking.pcfinancial.ca/mkt/common/rates/todaysrates-en.html for current regular rates or speak to a President’s Choice Financial personal banking representative for current rates. Promotional Interest recipient is solely responsible for any tax consequences associated with the Promotional Interest.
    ®/TM PC, President’s Choice, PC Financial, President’s Choice Financial, and Interest Plus are trademarks of Loblaws Inc. Trademarks used under license. CIBC a licensee of the marks.
    President's Choice Financial personal banking services are provided by the direct banking division of CIBC. Banking services not available in Quebec.
    This thread is currently associated with: Loblaws, Mark's
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  2. #2
    Canadian Guru jasperandchar's Avatar
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    awesome thanks for sharing, I will check my emails because they are pretty good with enrolling me in the promos without calling, Love PC Financial I switched last spring and I haven't regretted my decision whatsoever!!!
    Ciel and Shwa Girl like this.
    2017 is the year that we continue to save before we buy!!!

  3. #3
    Mastermind Shwa Girl's Avatar
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    Went in to the PC Financial in store bank early one day. The staff were not there. Used the PC telephone and set up the 2.25 % interest rate -- took a few minutes while they read the legal stuff about where the interest rates applies.
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  4. #4
    no more door to door! :) walkonby's Avatar
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    my offer was there in the emails when we got back from our trip. Signed up again! loving it!
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  5. #5
    Dancing bean paste bun Ciel's Avatar
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    Wish the PC Financial ATM could accept coins-I'd be willing to consider the interest offer for a TFSA where my coupon savings and redemption savings money ought to reside. Grocery savings slot banking would be a great concept-save your money (apologies to the late ING Direct).
    2017-Year of the Rooster

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    Quote Originally Posted by walkonby View Post
    my offer was there in the emails when we got back from our trip. Signed up again! loving it!
    Tangerine is coming with a new targeted offer on October 5, 2016 for new deposits.

    They will see your balance for October 4. So transfer all your money out to PC before that.

    And if the Tangerine offer is better than PC , transfer money back in on Oct 5.
    Ciel and walkonby like this.

  7. #7
    Dancing bean paste bun Ciel's Avatar
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    Tangerine recently opened a kiosk at CF Lime Ridge in Hamilton. It'll be interesting to see how well the location fares with customers.
    2017-Year of the Rooster

  8. #8
    no more door to door! :) walkonby's Avatar
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    Quote Originally Posted by walkonby View Post
    my offer was there in the emails when we got back from our trip. Signed up again! loving it!
    was emailed an offer to continue getting 2.25% through till March 31st ( 3 more months! )
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  9. #9
    Mastermind Shwa Girl's Avatar
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    Quote Originally Posted by walkonby View Post
    was emailed an offer to continue getting 2.25% through till March 31st ( 3 more months! )
    nice e-mail
    thanks for the update
    hoping to get the same!
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    Ontario votes in 2018. Make your vote count. Remember your hydro and gas bills.

  10. #10
    Canadian Guru jasperandchar's Avatar
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    Quote Originally Posted by walkonby View Post
    was emailed an offer to continue getting 2.25% through till March 31st ( 3 more months! )
    That's terrific, I hope I get the same offer.

    We switched from Scotiabank to PC and I'm loving it, no regrets.
    Ciel and walkonby like this.
    2017 is the year that we continue to save before we buy!!!

  11. #11
    Dancing bean paste bun Ciel's Avatar
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    Quote Originally Posted by walkonby View Post
    was emailed an offer to continue getting 2.25% through till March 31st ( 3 more months! )
    The date coincides with retail year-end for many chains; win-win for you!Also that is income tax time.
    2017-Year of the Rooster

  12. #12
    Canadian Guru jasperandchar's Avatar
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    Still hoping I get the offer, nothing yet
    Ciel and Shwa Girl like this.
    2017 is the year that we continue to save before we buy!!!

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