2017 Financial Resolutions (post your resolutions & updates) All welcome!!!

Paid property taxes/hydro/gas/cell phone bills.

Credits on credit cards.

Have approx. $125 cash plus change on hand.

Still have gift cards to use up (approx. $250 visa prepaids- Mama needs new Spring/Summer clothes!!! Will take a look this weekend hopefully)

PC pts balance - $597 on one card and $7.80 on the other.
CT $ on the card $50 plus a pile of paper money.

Groceries- Only need healthy fresh stuff so not much spending this weekend. Will make a roast Sunday from freezer and use up potatoes and broccoli on hand. Hope to make a few Tupperware containers for the oldest for his work dinner Monday and Tuesday at least. Will bake some healthy protein balls and cookies for the kids. Goal is to use up stuff on hand as much as possible.

Cleaned up the budget. Huge credit on credit card (for spending this weekend and upcoming yearly insurance premiums due)

Paid extra payments on property taxes/water/hydro/gas. Plan on doing this so going into 2019 we have credits.

Added money to my envelope ($10 a week) put in an extra $40 so I don`t have to worry about it for a few weeks.

Still haven`t used the gift cards. Should have some me time this weekend hopefully to go shopping.

PC PTS balance $523.00 ( I have redeemed $100 in May so far so not bad at all!)
CT$ $30 something on card and still have pile of paper money.

Groceries- Cleaned out the fridge. Wont be home much on long weekend but will make sure the teen has food. Freezer still pretty full so will be using up stuff from there the next few weeks to keep grocery bill low.

Payday this week so budget clean up.

Credit cards paid in full.

I have been really using my PC pts this past month for every shop. (Haven't been shopping too much since we are trying to use up stuff) so my balance is only at about $420.

House, car and internet yearly bills are due in June so will use PC MC and get some points at least :)

Building my fall/winter hockey change cup. (the money is to cover gate fees and treating DS to a slushie/fries at the arena the odd time) I just put $45 in loonies in it the other day. Will continue to do so.

Planning a garage sale next weekend. Can't wait to get rid of the junk!! Money made will go into our summer fun jar.

Reviewed the finances before the weekend.

Credit cards paid in full ($125.00 credit on my main one)

We really don't need any groceries so will try to stay out of the stores this weekend. Fridge is still packed. Lots of healthy stuff to use up.

Having a garage sale. Money made will be put in our "Summer Fun" fund. I have over $50 float in change already that I had ready for this months ago. Will use that for spending when needed.

I have $155 cash in my wallet (plus lots of change). Need $33 for DS for after grad party.

PC PTs are at approx. $454.00. Will let them build.

$105.00 is in the hockey fund for gate fees/treats for DS at arena after game. ( We will appreciate this so much when hockey season starts...no worries if we have cash on us when travelling to out of town hockey games)

Added $25 to the hockey money. (loonies)
Added $50 to a milk jug. (loonies)

Having a no spend week. Using up fridge/freezer contents.

opps posted under wrong thread

End of the month budget clean up!

Moved forward grocery and misc. $ ( hope to not spend much of either the next period so it can be moved forward again and build)

Bought a RRSP GIC on top of regular monthly contributions. Going to start doing this more often to really bump up yearly total.

Need to get posting stuff for sale and build our "crap sold" jar.

PC pts are at about $490.00- Plan to not touch them the next 2 weeks.

Budget Clean up.

PC pts are at $575 and $7.50 on 2nd card.

Credit on CC to cover the next week. Moved $ into Christmas account and savings.

Hockey money is at $250. Think it is good for this and next year :))

Put extra on hydro/water/sewer and heating bill to carry forward credits.

Budget clean up. Payday is Friday.

Pay credit card (bought platform bedframe for oldest DS. needed for Queen bed)

Pc points are at $700.00- Ready to redeem for a good meat sale!!! Stock up the freezer.

Money moved to Christmas/boys clothing/car fund for youngest/house/car insurance etc.

Extra payments made on hydro/gas and water bill so credits on all.

$160 cash put in travel savings (sold free tickets)

*I have a pile of returns for Costco. This is a must this weekend. Then will have a big credit on my credit card.

Clean up the budget day!

My Brick bill is due Nov 05 for my mattress (it was free delivery if I got/put on the card ($80 savings) and 0% for 3 months so it made sense!) Have payment in full arranged to pay before the due date.

My PC Pts are at $596. Will do a little freezer stock up this weekend on teen friendly crap :) (pizza etc) Since on sale.

I have $80 from selling free tickets in my wallet and hope to add $160 this weekend if sale goes thru. Will put in travel fund since $ is not really needed at this point.

My spending cash in my wallet is $110. Will give DS $5 for lunch at school today. Will try not to spend it really. I have a large credit on my main credit card so that will cover this weekend- gas fill up (at half) groceries (not getting much really) and a little fun :) Dog needs a groom so $50 for that.

Budget clean up!

Paid $300 on my 2019 property taxes :)
All utilities have credits on them and will continue to put my budget amount on them to carry forward credit.
Put money on credit card to cover our hockey weekend away next weekend. (Hotel/dinners)

PC pts are around $500.00.

i am working on my goals for next year. money wise, this flow out the door needs to stop.

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Originally Posted by Giseledta

i am working on my goals for next year. money wise, this flow out the door needs to stop.

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Same! I want a very frugal 2019.

Quote:

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Originally Posted by Giseledta

i am working on my goals for next year. money wise, this flow out the door needs to stop.

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YMMV but the most valuable tip I ever got with respect to controlling my spending was to be aware of what my total spending is and how it breaks out by tracking everything I buy. It was a bit of a PITA until I got used to it, but until I tracked everything, I didn't have the info necessary to figure out where it would be easiest to reduce my total spending. For example, I didn't realize nearly how much I was spending for coffees each month, and when I did, it only took a bit of self-discipline to set and stick to a weekly limit.

oh i track every single penny. i also zero base budget. however , with 1 child in collage, and few other challanges we have. i need to readjust some busdgets.... see if i can tighten things up and put more into retirement.
little changes add up .