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Thread: Anyone else using another CC now...

  1. #1
    CaLoonie
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    with the Optimum Mastercard not online anymore? I just received the CT one today and i think i am going to start using that for awhile. (I had originally ordered the CT to pay my Optimum with! guess i will not be doing that anymore) anyways not having the option to see my account online is HUGE to me! I have exclusively used my Optimum card since getting it.

    Anyone else switched to another credit card until the Optimum goes back online??
    This thread is currently associated with: Shoppers Drug Mart, Guess, Pharmaprix


  2. #2
    Senior Canuck chillys-willy's Avatar
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    Switched but not because of the online feature although I like that. It was because I can make more on my MBNA SmartCash MC. Trying to downsize my number of CCs.
    Just joined Kiva.org, an organization that funds micro-loans to people in developing countries. I love the idea that the $25 I saved in groceries can be given to a fish woman with 5 children in the Philippines to help grow her business.



  3. #3
    Cuckooroocuckoo Cuckoobird's Avatar
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    I find it extremely difficult not to have an online access to my account but I'm keeping my SDM MC. Love the extra points and I just can't give it up
    ssbean likes this.

  4. #4
    Smart Canuck Minou's Avatar
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    I've never checked on credit cards online before, so I guess it doesn't bother me. I can wait for the statement, or call in for the information.
    ssbean likes this.

  5. #5
    Smart Canuck
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    I will keep using mine , it bites that there isn't online access,

  6. #6
    Junior Canuck
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    I'm still using mine, even tho no online access, I just wait for the statement in the mail...
    Wanna make some spare cash? Check out Clixsense: http://www.clixsense.com/?5382267

  7. #7
    Smart Canuck uanoor's Avatar
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    I usually check some time but from almost last 3,4 weeks I did't check my online M.C account. but yesterday a scary thing happened, receive a call from MBNA, that contact them as early as possible. And when I called them you know what, they told me me after some security questions that they declined a $3000+ amount of online payment to Futureshop as it was way too much then my credit limit, (Thanks God I decreased mycredit limit at $500 only as my monthly statement balence never exeed $200.) Now they cancelled my MC # and will send me a new card. I was very thankfull to them to catch that horrible theft.
    Now when I thought how it happened as I have no supplimentry card and card is always in my purse never misplaced. I remember that some time I gave my card to cashier to swipe especially when machine is not working or some other reason (I use my optimum card for payment every where not only at shoppers). they have card #on their part of reciept and can easily remember 3digit code on back and expiry date if have intention. Now I decided that will always scan or swipe my card by myself.
    OMG $3000+ I don't even have this much money to pay right now with a jobless situations. Only mention this story so every one be more careful.
    Quote Originally Posted by Minou View Post
    I've never checked on credit cards online before, so I guess it doesn't bother me. I can wait for the statement, or call in for the information.
    Last edited by uanoor; Tue, Jun 19th, 2012 at 11:12 AM.
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  8. #8
    Modern Martha janetta's Avatar
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    I haven't used my Optimum MC in a long time! I like paying my bills (online) as soon as it shows up on my statement, so no having online access is a deal breaker for me. Now I'm shopping for a new Master Card...Canadian Tire seems to be a good one! PC? Hm...
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