visa or mastercard?

[blistex]

i prefer visa just because shoppers has that but mastercard is good for pc groceries too!!!
ohhhh the choices!

[Julie Andrews]

I use the kidsfutures mastercard... you get cash back towards your child's RESP.

[cndlady]

I use Visa and American Express for the air miles rewards programs

[travelgeek]

currently my main card is the RBC platinum avion visa.

[dawnikus]

I have 2 mastercruds. Capital One and PC Financial. I went to Dairy Queen the other day and they only accept Visa. Why one and not the other?

[nanuk]

I cut mine up for awhile just to get ahead on bills and saving so I say debit card

[cndlady]

I find that more places take visa than either American Express or Mastercard...
and RBC visa gives me the best airmiles w/ fewer blackout times

[bcteagirl]

I have an airmiles no fee mastercard (student card) that I use. I have never run into a problem with it being accepted anywhere but Costco, where they only accept American express, which also has airmiles. So I got one.

****IMPORTANT****: I only recently found this out about American Express:
There is no one bank in Canada that is 'responsible' for American Express (I beleive Bank of montreal is for most mastercards, my airmiles anyway). Therefore when you go in to pay it, there is a 1$ (or more can't remember) fee applied.... I had paid this a few time before a clerk was kind enough to point it out to me. The 3 airmiles I might get every second month from Costco are not worth the fee to me, so now the card remains unused unless I have an emergency.

[travelgeek]

****IMPORTANT****: I only recently found this out about American Express:
There is no one bank in Canada that is 'responsible' for American Express (I beleive Bank of montreal is for most mastercards, my airmiles anyway). Therefore when you go in to pay it, there is a 1$ (or more can't remember) fee applied.... I had paid this a few time before a clerk was kind enough to point it out to me. The 3 airmiles I might get every second month from Costco are not worth the fee to me, so now the card remains unused unless I have an emergency.

I use online banking (BMO) and I never had to pay an extra fee for Amex bill payments.

[Kate]

I just have a Visa, cause that's what I was approved for when I needed the money.

[StarDancer]

Neither can't afford to have a credit card! It would get me in trouble! I would spend spend spend!

[Young_Freebie]

Too young to have one.

[CanadaLovesFree]

Visa...just got the GM card one...earning points towards a vehical

had the basic TD one for 2 yrs before getting the GM

[CanadaLovesFree]

I use the kidsfutures mastercard... you get cash back towards your child's RESP.

I just looked this up...can also use it for student loans and RRSPS...(like the other Futura points)...but..I don't think I qualify because I'm an "unemployed" student:

4. You meet the minimum annual income requirement of $15,000.00.
5. You are not currently unemployed


why dont they just say... 5. you are employed...

double negatives!!!

[pwwbear]

PC mastercard.. save a couple of bucks on the groceries every three or four months helps