Yeah, I'm really not sure how insurance classifies this sort of stuff. What goes around, comes around though, whoever did it will get what's coming to them.

I"m not sure if it will make my insurance go up. Its not an accident its more so vandalism not sure if thats the same. Also the repair would cost way more than $500(deductible) and plus I need a rental too so I'm gonna use the insurance route. Plus why else do I have insurance haha. nearly 2 Gs a year to not use it? doesnt make sense.

That sucks that it's going to cost you, some people! Is it cheaper to get it fixed yourself or are you going to go through insurance? If you go through insurance, it will count as your fault and your premium will go up right?