You're welcome. I was amazed by how much money I spent on stuff I didn't need, like lunches out, coffee and movies. Once I figured out there was a cheap alternative for almost everything, that's when I started having money left at the end of the month. Good luck!

Thank you so much for the great advice and being kind enough to take the time to provide it.

Thank you very much... I guess I feel passionately about the subject. Cool picture above BTW.