SDM Mastercard?

[Officiallyaddicted]

I think the key is that Shoppers has BONUS redemption days!!!! + you get 25 points for every dollar when you use it COMBINED with your Optimum card at Shoppers.

Long story short, you can collect points quicker with Shoppers, and they're worth more.

Ignore my last post. I just realized that it's only 5pts/$1 everywhere else but SDM. I think you're right. Use your PC MC card everywhere else and the SDM MC only at SDM.

My head hurts....

[JD in Van]

I don't understand how this changes it, it is 15 points per dollar spent when you use your MC. I must be missing what you're saying.

You get an additional 15 points per dollar you spend at SDM over and above the 10 points per dollar you get as an SO Member. So a total of 25 points per dollar.

Meaning, this weekend I spent 91 dollars on cover girl and @ 10 points per dollar got 50 points per dollar to a total of 41,000 (50K being enough for $100 on the bonus weekends).

If I had had a Shopper's Mastercard and was collecting at 25 points per dollar that would have turned into <b>1,250</b> per dollar spent on Covergirl to a total of <b>113,750</b>. Which is enough to turn around and redeem for $200 on a bonus weekend assuming the multiple applies to the whole amount (which I was under the impression it does).

[bryceton]

You get an additional 15 points per dollar you spend at SDM over and above the 10 points per dollar you get as an SO Member. So a total of 25 points per dollar.

Meaning, this weekend I spent 91 dollars on cover girl and @ 10 points per dollar got 50 points per dollar to a total of 41,000 (50K being enough for $100 on the bonus weekends).

If I had had a Shopper's Mastercard and was collecting at 25 points per dollar that would have turned into <b>1,250</b> per dollar spent on Covergirl to a total of <b>113,750</b>. Which is enough to turn around and redeem for $200 on a bonus weekend assuming the multiple applies to the whole amount (which I was under the impression it does).

10 points per dollar x 91$ = 910 points not 41,000 points.
However there was a 50x points event on cover girl giving you the extra points.
HOWEVER if you used the mastercard, you would simply only be getting an extra 1365 points NOT the extra 72750 points you think you would get.
The 15 points per dollar only applies to base amount. unless things have changed

[Officiallyaddicted]

I don't think you get 50X for the mastercard. I think you would have gotten 41,000 points from the CG promo plus another 1365 from the mastercard ($91 x 15pts/$) for a grand total of 42365 points.

Anyone know if this is correct?

[Mia001]

For those of you who are talented at racking up lots of Optimum points...do you have a SDM Mastercard? Is it really worth it to get one? I'm thinking about it, but don't really want another credit card (could be dangerous).

Any opinions, suggestions?

i'm in the same boat...one of the SDM cashier i chit chat with last week told me that IHO it'S worth it...if you manage not to pay interest on your card...meaning pay your entire bill every month....you can put all your purchases on your card....even furniture....so i'm still thinking

[Mia001]

i get 1.5 aeroplan +shoppers points for using the aeroplan visa and optimum points card. sorry thought you were talking about the shoppers master card

nothing to be sorry, it's good to know IMO

[Mia001]

oh boy ! ladies, i've just work on mom qc taxes...and with all those figures...oh ! my poor head

[mydusty]

sometimes great canadian rebates dot com will do cash back when you apply for a SDM Mastercard through them. That is what I did when I got mine. So I got $60 from Great Canadian Rebates when I was approved and 22,000 bonus points from SDM when I made my first purchase

[Melody113]

For those of you who are talented at racking up lots of Optimum points...do you have a SDM Mastercard? Is it really worth it to get one? I'm thinking about it, but don't really want another credit card (could be dangerous).

Any opinions, suggestions?

I love mine but then again I pay it off. My daughter puts hers on mine and gives me cash so it's a win win for me.

[JD in Van]

I don't think you get 50X for the mastercard. I think you would have gotten 41,000 points from the CG promo plus another 1365 from the mastercard ($91 x 15pts/$) for a grand total of 42365 points.

Anyone know if this is correct?

Ahhh well that's too bad. Of course it was a deal that was too good to be true if it worked that way.

[lalita1985]

If you already have a mastercard you can call the company and ask them if they offer the SDM mastercard...that's what I did with my sony master card and I had it switched. The bonus was that i still qualified for the 15k bonus for my first purchase!!

[lilo0003]

I have one & I have the PC one too. I buy all my stamps & lottery at SDM with my MC so it is worth to me, but I only use it at SDM. You can always tell how many promos they run in a month by the amount of my statement .

[kidsteph]

i don't have one but you do earn 25 points for each dollar spent. there is an initial 15000 points for signing up.
i do use an aeroplan card at shoppers as i get 1.5 points for each dollar and i like to travel.
it would be a great way to rack up points as long as you pay your balance. a lot of temptation at shoppers lately. i'm exhausted.

I am a big fan of the VISA Infinite Aeroplan card - I used 300,000 points to book 4 economy class tickets from Toronto, Australia, Hawaii and back for next Christmas. I get 1 point/mile per dollar spent and I also get 50% more points when I make grocery, gas or drug store purchases. I checked the value of the flights on expedia and they are worth over $15k. I figure I get 1500 points extra every month and have been doing this for 3.5 years so that 300,000 really cost me 247,500. So $15K/247,500 = 6%.

But that was to use my points during prime time. And booking these flights was a huge task to work thru the aeroplan system.

I put everything on this VISA card and pay the bill in full every month (what else are lines of credit for??)

Several years ago I had 500,000 points and cashed them in for about $4200 worth of FutureShop gift cards (for gifts) - less than 1% return. I have learned a good lesson.

[home4now]

I only use my SDM MCard for buying SDM GCs and to pay for prescriptions. Almost every month my stmnt shows reg pts and bpts. Can't figure out how I'm getting these bonus pts (not that I'm complaining). Does anyone know??

[bonfire]

kidsteph, i actually have the infinite adventura card and a plain aeroplan card. you can transfer between the two accounts. adventura allows you to book the trip from anywhere and use your points. ie expedia itravel etc. i use it at shoppers/gas/groceries to get the 1.5 points. i also use a petro canada points card at petro with my visa and then transfer my petro points to my aeroplan and then to adventura. i use points.com for this. i could actually transfer my shoppers points to aeroplan and then adventura but haven't yet. i like to redeem for goods at shoppers and while i haven't done the math the redemption at shoppers is probably worth more a point then at aeroplan dollar wise.