Is ING ok to deal with?

[alicia]

I'm just wondering what any clients of ING think of them. I am intending on opening a TFSA and their interest rate is 0.5% better than the best I can find with anyone else. Do you mind not having a branch? Are they good to deal with?

[Thanh]

If you want a decent answer, you'll have to define what is an OK service to you.

I've used ING extensively (savings account, Thrive, mortgage, etc.) for years and I've always enjoyed how their service is above what you get from most banks.

[ahatt]

I've had ING for over a year, and have been very happy with them. I haven't had any issues, and the interest rate is fantastic!

Their interest rate is actually 2%, not 0.5%.
http://www.ingdirect.ca/en/save-inve...nts/index.html

I don't mind not having a branch, because I'm able to do everything online. I also like that my money isn't as accessible to me, it takes 1-2 business days to transfer money between an ING account and another banks' account. I have multiple TFSA accounts that I use for different purposes (e-fund, car fund, etc), so it's great to be able to open up as many accounts as I want for free.

[muggos0101]

I have savings, tfsa, and chequing with ING and I think they're all good. I keep my chequing account almost empty until I actually write a cheque, then I go online and put exactly that amount into the free chequing account. That way I don't lose even one days interest by keeping extra money in chequing.

[alicia]

I've had ING for over a year, and have been very happy with them. I haven't had any issues, and the interest rate is fantastic!

Their interest rate is actually 2%, not 0.5%.
http://www.ingdirect.ca/en/save-inve...nts/index.html

I don't mind not having a branch, because I'm able to do everything online. I also like that my money isn't as accessible to me, it takes 1-2 business days to transfer money between an ING account and another banks' account. I have multiple TFSA accounts that I use for different purposes (e-fund, car fund, etc), so it's great to be able to open up as many accounts as I want for free.

Thanks for the information. I know the interest rate is 2% on a TFSA. I meant that 2% is 0.5% better than any other TFSA rates I can find anywhere else.

[guessboi]

I highly recommand ING for your primary or secondary bank...especially with the new thrive chequing account these days. + better interest rate for your cash.

[ashedfc]

An account in ING is as safe as its in any other Canadian bank.

As far as solvency issue, even if your bank (or any bank operating in Canada) goes bankrupt, You will still receive your money within the CDIC limits..

[ame555]

Totally agree with all the above, have used them for 5+ years.

[hopestar]

I've also used ING for years for both mortgage and TSFA. I love them. Their customer service is great and are always quick to answer questions.

I would use them for a primary bank except that it's difficult to find an ATM around for ING

[blessedmommy]

Love ing!

[emg]

I love their customer service is great. If you want 25 dollar bonus check the orange key in my signature. Good luck

[stuey87]

http://www.highinterestsavings.ca/chart

go to the site above......if you are looking for a TFSA, the highest rates in canada at the moment are 3%

that being said....I have an RRSP with ING, and so good so far, but if you are looking for a higher interest rate, there are other options, but the $25 bonus with ING is hard to beat, even at the lower rate

go here to sign up without needing an "orange key"-> http://www.ingdirect.ca/en/landingpage/bunnymoney/

[kazm-l]

Have an account with ING too and have had no issues at all with them.

[MelodieM]

I have dealt with ING for about 12yrs and now have RRSPs, Mortgage, 3 child saving accounts, my savings account, & TFSA with them - I feel they are AMAZING! I would HIGHLY recommend them ...if you have any other questions about dealing with them send me a PM

[joseff]

no fee banking is the way to go...however, to go to a machine and actually pull out money without paying fees, I have a local bank, ING just for savings that we really have to think about before transferring