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Thread: My Year End Financial Brag.

  1. #1
    Smart Canuck
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    I just wrote a cheque to pay off my American Express card which will be the first time in 10 years that I have completely paid off the balance on that particular card.

    I only use it for shopping at Costco but I found that no matter how much I paid each month when I got the next months bill I had barely put a dent in the balance or worse the total went up.

    Since I started couponing over a year and a half ago I started spending less and less money at Costco which has allowed me to pay down the balance.

    I was also able to pay off my Mastercard this year as well.

    Most of this was because of couponing but also paying off our cars this year helped a lot.

    This year I'm planning on getting my Visa paid off and then start tackling the big one, my line of credit.

    The only thing that will stop me from accomplishing this is that my husband wants to buy a truck.

    I told him to start shopping around for the best deal because our days of paying retail are OVER.

    I'm hoping he'll be reasonable and be willing to buy a used truck a couple of years old.

    Anyway 2013 is going to be all about saving as much money as I can and paying off as much debt as possible.
    This thread is currently associated with: Costco
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  2. #2
    Smart Canuck fitzgirl's Avatar
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    that is just so awesome!! i bet it feels great
    looking at joining fresh points use fitzgirl as a referal and get 150pts and i get 50pts.

    easy points to redeemed for gift cards.

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    Smart Canuck Mystic's Avatar
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    Congratulations on a job well done!!
    Join Swagbucks - I've earned $150.00 so far!!
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    Canadian Guru avoncallingu's Avatar
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    That's wonderful news, Lynx123! You should be really proud of yourself!
    Here's to all you great SC'ers
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  5. #5
    CaNewbie
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    Good for you!!!

  6. #6
    Smart Canuck
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    Thanks everyone it does feel good. I'm really hoping to do the same this year with my other debt.
    walkonby likes this.
    RLF Honey Bunches of Oats $1.00

  7. #7
    Smart Canuck
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    What a fabulous brag!! You deserve 2 pats on the back! What you have done this year is no small feat; now that you have gotten in the swing of saving (thanks to couponing), you just keep on going. Now I want a coupon for everything I buy! The best part--I usually can find one to! Happy savings in 2013 to you

  8. #8
    Junior Canuck
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    Awesome brag! Sounds like you are off to a great start for 2013!

  9. #9
    Smart Canuck
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    WTG, l'm so proud of you

  10. #10
    Frosh Canuck
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    congratulations on your huge accomplishment, a suggestion is to consider transfer your balance to a lower interest card, some card offer a lower interest for six months. That can save u a lots as I think creditcard interest is an arm and a leg
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  11. #11
    Mastermind Natalka's Avatar
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    That's wonderful!

  12. #12
    Smart Canuck walkinglady's Avatar
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    Tackling debt is a serious matter. Congratulations on getting results! If I may suggest: pay down the higher interest debt first meaning credit cards, and then the line of credit. Usually credit cards are 20-30% interest while the line of credit is around 10%. Sometimes people use their line of credit to pay credit card balances and save a lot in the process. I wish you great financial success in 2013 and the years to come. Thank you for posting.
    freedomslink.com , a cool homepage!

  13. #13
    Smart Canuck
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    Congrats! What a great accomplishment.
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  14. #14
    Mastermind Shwa Girl's Avatar
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    Quote Originally Posted by Lynx123 View Post
    The only thing that will stop me from accomplishing this is that my husband wants to buy a truck.
    I told him to start shopping around for the best deal because our days of paying retail are OVER.
    Tell your DH to bargain with the car guys/gals, even when buying used. If they won't come down on the price, ask about gas coupons, or add on accessories (floor mats, truck liner, winter wiper blades, washer fluid, truck bra/deflector thingy). Ask for as many freebies as possible. Even ask for 6 free oil changes.
    Good luck to your DH. Let us know how he did on his deals.
    Last edited by Shwa Girl; Sat, Dec 29th, 2012 at 11:06 AM.
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  15. #15
    Senior Canuck
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    congratulations! You have accomplished a great deal. I'm sure that you will manage 2013 with determination and success!


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