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scouponer In regards to the PC Credit Card, I got mine not too long ago (about a year) and I also have a regular PC Scan card, I would personally say, DO NOT MERGE cards together, they say you earn more points by merging, but I'd say I earn twice as many without merging because I get twice the offers. And for spending, no, If you use the PC Plus part (either PC Plus on your credit card, or another scan card) of your credit card and pay with something else (i.e. gift card or cash) you WILL NOT get the 10 points/$1 (Regular) or 30 points/$1 (World Elite), and you should be able to get points for reusable bags, pretty sure (please anyone correct me if I am wrong) you get 10 points/ bag IF you pay with the card and none if you don't use your credit card. That's my two cents on the matter, but others may be right about some things