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Brought coffee from home in morning, breakfast, snacks and lunch yesterday and day before. Brought coffee and snacks today but no lunch. So went home for lunch and made something! Will make oatmeal tonight for the next 2 mornings. Leftovers from tonight's dinner for tomorrow's lunch. Will wait and have coffee at work the next 2 morning to save cream at home for weekend lol. I feel richer already :)
Walked to work (saves money on gas/parking).
stay home at most time and learning how to cook myself.....
Posted a couple of things on Kijiji that I've been meaning to do for a while.
what kind job of this ...you guy all talking about cash out money....hmmm, i am broken out..need a part-time job...
cut my own hair. SIL laughed at my efforts and then fixed it for me. saved $25.
Went to the free library in our small town and swapped books. The free library is a large box, like a cupboard with a glass front and shelves, that a business has hung outside its entrance. It is filled with books for people to take for free as long as they leave as many as they take. The turn over is really fast so I go at least once a week and I haven't bought a book since the box was installed.
somebody posted that you can get money back if you have snow tires
contacted car insurance company
will be getting money back when renewing insurance in 2016 because of snow tire
:)
Some members might have to wait and see that snow tire discount by their insurers, who get to determine when in 2016 to apply the snow tire discount. Read on:
http://www.thestar.com/business/pers...et-mayers.htmlQuote:
As of Jan. 1, the Ontario government requires all insurers to offer a discount for motorists who have approved snow or winter tires. Although about 20 of the 50 companies already offered the benefit, the rest are being forced into the fold.
But some firms are playing hard ball with the province’s attempt to lower the cost of the most expensive premiums in Canada. (The new rules are also a measure to encourage safer driving in winter, which is a good thing on our slippery freeze-thaw roads.)
The catch is that while the discount must be introduced in 2016, insurers can choose when. They can give it to you mid-policy if you ask, or only when you renew.
For example, the two big bank-owned insurers, TD Insurance Meloche Monnex and RBC Insurance, are among those requiring you to wait for a policy renewal.
I've been trying to cut the home phone for a while now, but DH was using it to call his family since we didn't have an unlimited long distance package on our cells. The last 20-30 calls on the landline have been scam/spam/etc. Cell provider brought out new packages (same price) with unlimited long distance, so the home phone was cut today! $360/year back in our pockets and no more "this is your final notice about lower interest..." calls :cheer2:
i have two of these "free" lending library boxes near me. they are great.Quote:
Originally Posted by wendymac
Earlier in week bought a bag of organic red delicious apples from the reduced rack at rcss. They seemed firm. Didn't like texture so previously I would have thrown them out but today I peeled them and put the peels and cores (because they are organic) in jars with filtered water and covered with coffee filters to make my own apple cider vinegar. Takes about 6 weeks. Did this in summer and dh prefers it to the organic store bought stuff that costs $7 or $8 a bottle. Plus I got yummy applesauce from apples I wouldn't have eaten otherwise.
Free Stouffer pin for me today as DH brought it home from work.
Stay at home and cook for myself.
No shopping for more new clothes :cheesygrin:
read the gas meter and called in the reading to Enbridge, so they don't estimate the bill (usually high estimate)
it's February and there's not a ton of snow
but saving on heating cost still makes sense