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Thread: Have to Brag! Officially 100% debt free!!!! Woop Woop!

  1. Tue, Jan 22nd, 2013, 11:52 AM #1
    wifey is offline
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    As of 9:45 this morning my husband and I are officially mortgage, credit card, line of credit, car loan and whatever else kind of loan or credit there is debt free. We make a conscious effort to not buy any "stuff", whatever we did need we looked on kijiji first and found some amazing deals. We discussed our desire to start 2013 debt free with our teenagers and decided to have a very, very lean Christmas. It felt so amazing to pay off that last little bit this morning when my pay was deposited. Now to start funneling all the money i was putting on debt reduction into saving for a much need new "used" vehicle. Thanks for letting me share!!
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    linnyeg, Kitty77, smartbuyer and 18 others like this.

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  3. Tue, Jan 22nd, 2013, 12:47 PM #2
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    Yay! That's great! We owe a mortgage, but that is it.
    macw1960 likes this.
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  4. Tue, Jan 22nd, 2013, 01:09 PM #3
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    Amazing. Congrats. What a great way to start 2013. Hope you have your "new" vehicle really soon.
    *jealous*
    Ciel, macw1960 and i_forget like this.
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  5. Tue, Jan 22nd, 2013, 01:33 PM #4
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    Congrats! Nice Brag to be debt free!!!
    macw1960 likes this.
    Alberta Auto, Home, Business and Travel Insurance Broker
    http://www.1upinsurance.com/
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  6. Tue, Jan 22nd, 2013, 02:21 PM #5
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    Kudos and big Congrats! Freedom from debt is one of the great freedoms few will ever enjoy in Canada!
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  7. Tue, Jan 22nd, 2013, 02:22 PM #6
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    Quote Originally Posted by ellis123 View Post
    Kudos and big Congrats! Freedom from debt is one of the great freedoms few will ever enjoy in Canada!
    I heard that Canadians are better at paying off their mortgages early, compared to Americans
    macw1960 and i_forget like this.
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  8. Tue, Jan 22nd, 2013, 02:43 PM #7
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    Super!!!





    No act of kindness, no matter how small, is ever forgotten...Aesop
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  9. Tue, Jan 22nd, 2013, 03:21 PM #8
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    Congrats! Being debt free must be an awesome feeling!!!!

    On Monday I will be making the final payment on our 2013 Ford Explorer...meaning our only debt will be our mortgage!
    i_forget and wifey like this.
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  10. Tue, Jan 22nd, 2013, 04:10 PM #9
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    Do not forget to reward yourself for your great accomplishment!
    Love like crazy everyday and smile.
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  11. Tue, Jan 22nd, 2013, 04:41 PM #10
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    Congrats! I can't wait to pay off my mortgage too counting the days
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  12. Tue, Jan 22nd, 2013, 04:50 PM #11
    wifey is offline
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    It was the "rewarding ourselves" that got us into debt in the first place! LOL

    "Do not forget to reward yourself for your great accomplishment!"
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  13. Tue, Jan 22nd, 2013, 05:54 PM #12
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    Congratulations, Wifey! Being debt free will give you a sense of accomplishment and sense of freedom like nothing else can and won't it feel great to be able to save up the money for your new-to-you vehicle.
    Last edited by Retiree; Tue, Jan 22nd, 2013 at 05:56 PM.
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  14. Tue, Jan 22nd, 2013, 05:55 PM #13
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    wow, even your mortgage! amazing!!
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  15. Tue, Jan 22nd, 2013, 05:57 PM #14
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    Wow! That is a very impressive accomplishment.
    We can all learn from you!!
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  16. Tue, Jan 22nd, 2013, 06:03 PM #15
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    Congrats!! That's is a huge accomplishment. I remember when my parents paid off the mortgage and my mum put a note on the door that said "Welcome to OUR home". That moment has stuck in my mind for 20 years.
    Ciel likes this.
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