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Thread: Have to Brag! Officially 100% debt free!!!! Woop Woop!

  1. Tue, Jan 22nd, 2013, 06:37 PM #16
    momof5boys is offline
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    Quote Originally Posted by wifey View Post
    As of 9:45 this morning my husband and I are officially mortgage, credit card, line of credit, car loan and whatever else kind of loan or credit there is debt free. We make a conscious effort to not buy any "stuff", whatever we did need we looked on kijiji first and found some amazing deals. We discussed our desire to start 2013 debt free with our teenagers and decided to have a very, very lean Christmas. It felt so amazing to pay off that last little bit this morning when my pay was deposited. Now to start funneling all the money i was putting on debt reduction into saving for a much need new "used" vehicle. Thanks for letting me share!!
    Congratulations!!! Welcome to the mortgage free/debt free club I still remember the day (now 11 years ago that we were totally debt free - quite the fantastic feeling). Since then, we have continued to live a very frugal lifestyle and are at the point now that, if my hubby should lose his job, we wouldn't have to stress.

    If any here are just starting out on their own, let me advise you that living frugally pays hugely in the long run and contributes to much more of a stress free life!
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  3. Tue, Jan 22nd, 2013, 07:37 PM #17
    wifey is offline
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    Quote Originally Posted by momof5boys View Post
    Congratulations!!! Welcome to the mortgage free/debt free club I still remember the day (now 11 years ago that we were totally debt free - quite the fantastic feeling). Since then, we have continued to live a very frugal lifestyle and are at the point now that, if my hubby should lose his job, we wouldn't have to stress.

    If any here are just starting out on their own, let me advise you that living frugally pays hugely in the long run and contributes to much more of a stress free life!
    I can't agree more. At first I thought Christmas would be brutal, but once we embraced the idea it was so much more relaxed. My daughter who is 17 and should be at the height of wanting materialistic things "made" Christmas presents for everyone, even her boyfriend joined in on the non-materialistic Christmas. It was great.
    And thank you everyone for the advise and support received here. I have been walking around with a huge smile on my face all day!!
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  4. Tue, Jan 22nd, 2013, 08:10 PM #18
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    So happy for you! What a great example you are to your children
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  5. Tue, Jan 22nd, 2013, 08:58 PM #19
    GoStumpy is offline
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    Congratulations!!! I am aggressively on a journey to the same place

    According to calculations, June 2015!
    Last edited by GoStumpy; Tue, Jan 22nd, 2013 at 09:57 PM.
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  6. Tue, Jan 22nd, 2013, 09:37 PM #20
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    Happy New Year indeed!!
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  7. Tue, Jan 22nd, 2013, 09:56 PM #21
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    wow awesome -hubby and i hope to be in a few more years -debt free too-way to go
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  8. Wed, Jan 23rd, 2013, 09:45 AM #22
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    What a fantastic start to 2013, congrats to you and your family
    2019 is the year that we continue to save before we buy!!!
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  9. Wed, Jan 23rd, 2013, 10:29 AM #23
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  10. Wed, Jan 23rd, 2013, 10:32 AM #24
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    I am very jealous! Great job! I am also counting the days until we are completely debt free - 1800 days
    Just joined Kiva.org, an organization that funds micro-loans to people in developing countries. I love the idea that the $25 I saved in groceries can be given to a fish woman with 5 children in the Philippines to help grow her business.


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  11. Wed, Jan 23rd, 2013, 10:52 AM #25
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    Congrats wifey feels good,paid off my mortgage 2 years ago now working on my LOC
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  12. Fri, Jan 25th, 2013, 08:46 PM #26
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    Congrats. I just bought my house 1.5 years ago, so I have quite a ways to go. I don't have any credit card debt though, which is nice, as when I was younger I was in over my head with CC debt. I'm hoping to have my house paid off in 15-20 years rather than 25 years.
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  13. Sun, Jan 27th, 2013, 06:26 PM #27
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    Wow, congrats! That is a wonderful accomplishment and a great thing for your children to witness.
    Try out the maven box by julep And code FREEFB, and get your box for one cent:
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  14. Sun, Jan 27th, 2013, 07:29 PM #28
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    Congrats! It must be such a great feeling. I`m working at paying off a CC and it feels good to get that balance down.
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  15. Tue, Jan 29th, 2013, 08:31 PM #29
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    Congratulations! What a wonderful feeling that must be, and as others have said, kudos on setting a fantastic example for your kids!!! I can't wait to be in the same boat one day soon.

    Surely you deserve a *little* reward for such a huge accomplishment!
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  16. Wed, Jan 30th, 2013, 07:37 PM #30
    wifey is offline
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    Quote Originally Posted by beetwelve View Post
    Congratulations! What a wonderful feeling that must be, and as others have said, kudos on setting a fantastic example for your kids!!! I can't wait to be in the same boat one day soon.

    Surely you deserve a *little* reward for such a huge accomplishment!
    Well we were going to take the kids to Collingwood for a ski weekend after exams were done this week but the weather is being totally uncooperative. They have had school cancelled twice this week we are expecting another storm tonight into the morning. So between waiting to finish off their exams and the bad road conditions the celebration might have to be postponed!
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